HDEF vs USOY

AHDEF

BUSOY

Measures won3–1HDEF wins · of 6 · 5Y

$10,000 · 5Y$18,576HDEF · SCHD $16,375

Lowest cost0.06%SCHD · $6 on $10k

Most income54.64%USOY · $5,464 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common[…]HDEF and USOY

HDEF

USOY

Xtrackers MSCI EAFE High Dividend Yield Equity ETF · $2.3BOil Enhanced Options Income ETF · $73M

+21.3%3 years · per year$17,859 · […][…]

+13.2%5 years · per year$18,576 · […][…]

0.09%Expense ratio$9 · $112 on $10k · lower wins1.12%

3.65%12-mo yield$365 · $5,464 on $10k54.64%

−8.1%Worst dropSmaller wins−25.5%

12.2%VolatilityLower wins39.0%

3–1HDEF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHDEF · USOY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AHDEF	Xtrackers MSCI EAFE High Dividend Yield Equity ETFRead Desk	0.09%	3.65%	−0.8%	+15.8%	+23.4%	+21.3%	+13.2%	−8.1%	$2.3B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
3	BUSOY	Oil Enhanced Options Income ETFRead Desk	1.12%	54.64%	+0.9%	+60.8%	+59.4%	new	new	−25.5%	$73M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AHDEF	Xtrackers MSCI EAFE High Dividend Yield Equity ETFRead Desk	0.09%	3.65%	−0.8%	+15.8%	+23.4%	+21.3%	+13.2%	−8.1%	$2.3B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
3	BUSOY	Oil Enhanced Options Income ETFRead Desk	1.12%	54.64%	+0.9%	+60.8%	+59.4%	new	new	−25.5%	$73M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HDEF vs USOY

HDEF

Xtrackers MSCI EAFE High Dividend Yield Equity

$18,576

USOY

Oil Enhanced Options Income

[…]

MeasureHDEFUSOY

Fee0.09%1.12%

Cost on $10k a year$9$112

Yield3.65%54.64%

5 years, per year+13.2%[…]

3 years, per year+21.3%[…]

Worst drop · 1Y−8.1%−25.5%

Volatility · 1Y12.2%39.0%

3–1measures won
HDEF first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: HDEF, USOY, SCHD

Today

0.0%most shared, HDEF and SCHD

HDEFUSOYSCHD

HDEF—[…]0.0%

USOY[…]—[…]

SCHD0.0%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$5,352most kept, USOY

USOY$5,464 − $112 = $5,352

HDEF$365 − $9 = $356

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee