HDEF vs USOY

AHDEF

BUSOY

Measures won3–1HDEF wins · of 6 · 5Y

$10,000 · 5Y$18,360HDEF · VIG $16,243

Lowest cost0.04%VIG · $4 on $10k

Most income53.52%USOY · $5,352 on $10k

Smallest drop−7.9%VIG · worst fall in 1Y

Held in common[…]HDEF and USOY

HDEF

USOY

Xtrackers MSCI EAFE High Dividend Yield Equity ETF · $2.4BOil Enhanced Options Income ETF · $74M

+20.2%3 years · per year$17,350 · […][…]

+12.9%5 years · per year$18,360 · […][…]

0.09%Expense ratio$9 · $112 on $10k · lower wins1.12%

3.72%12-mo yield$372 · $5,352 on $10k53.52%

−8.1%Worst dropSmaller wins−25.5%

12.3%VolatilityLower wins39.0%

3–1HDEF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHDEF · USOY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AHDEF	Xtrackers MSCI EAFE High Dividend Yield Equity ETFRead Desk	0.09%	3.72%	−1.9%	+13.6%	+20.0%	+20.2%	+12.9%	−8.1%	$2.4B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	BUSOY	Oil Enhanced Options Income ETFRead Desk	1.12%	53.52%	+0.1%	+61.1%	+60.0%	new	new	−25.5%	$74M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AHDEF	Xtrackers MSCI EAFE High Dividend Yield Equity ETFRead Desk	0.09%	3.72%	−1.9%	+13.6%	+20.0%	+20.2%	+12.9%	−8.1%	$2.4B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.50%	−0.4%	+12.1%	+14.3%	+18.6%	+10.2%	−7.9%	$109.1B
3	BUSOY	Oil Enhanced Options Income ETFRead Desk	1.12%	53.52%	+0.1%	+61.1%	+60.0%	new	new	−25.5%	$74M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HDEF vs USOY

HDEF

Xtrackers MSCI EAFE High Dividend Yield Equity

$18,360

USOY

Oil Enhanced Options Income

[…]

MeasureHDEFUSOY

Fee0.09%1.12%

Cost on $10k a year$9$112

Yield3.72%53.52%

5 years, per year+12.9%[…]

3 years, per year+20.2%[…]

Worst drop · 1Y−8.1%−25.5%

Volatility · 1Y12.3%39.0%

3–1measures won
HDEF first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.7BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: HDEF, USOY, VIG

Today

0.0%most shared, HDEF and VIG

HDEFUSOYVIG

HDEF—[…]0.0%

USOY[…]—[…]

VIG0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$5,240most kept, USOY

USOY$5,352 − $112 = $5,240

HDEF$372 − $9 = $363

VIG$150 − $4 = $146

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee