HDLB vs SPY

AHDLB

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$20,393HDLB · IVV $17,414

Lowest cost0.03%IVV · $3 on $10k

Most income10.61%HDLB · $1,061 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common[…]HDLB and SPY

HDLB

SPY

ETRACS Monthly Pay 2xLeveraged US High Dividend Low Volatility ETN Series B · $5MState Street SPDR S&P 500 ETF · $778B

+34.3%3 years · per year$24,201 · $17,888+21.4%

+15.3%5 years · per year$20,393 · $17,358+11.7%

0.85%Expense ratio$85 · $9 on $10k · lower wins0.09%

10.61%12-mo yield$1,061 · $101 on $10k1.01%

−19.2%Worst dropSmaller wins−8.9%

29.9%VolatilityLower wins13.8%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHDLB · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AHDLB	ETRACS Monthly Pay 2xLeveraged US High Dividend Low Volatility ETN Series BRead Desk	0.85%	10.61%	+1.5%	+24.7%	+29.5%	+34.3%	+15.3%	−19.2%	$5M
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	−0.4%	+10.9%	+13.0%	+21.5%	+11.7%	−8.9%	$875.2B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	−0.4%	+10.8%	+13.0%	+21.4%	+11.7%	−8.9%	$777.9B

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AHDLB	ETRACS Monthly Pay 2xLeveraged US High Dividend Low Volatility ETN Series BRead Desk	0.85%	10.61%	+1.5%	+24.7%	+29.5%	+34.3%	+15.3%	−19.2%	$5M
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	−0.4%	+10.9%	+13.0%	+21.5%	+11.7%	−8.9%	$875.2B
3	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	−0.4%	+10.8%	+13.0%	+21.4%	+11.7%	−8.9%	$777.9B

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HDLB vs SPY

HDLB

ETRACS Monthly Pay 2xLeveraged US High Dividend Low Volatility ETN Series B

$20,393

SPY

SPDR S&P 500

$17,359

MeasureHDLBSPY

Fee0.85%0.09%

Cost on $10k a year$85$9

Yield10.61%1.01%

5 years, per year+15.3%+11.7%

3 years, per year+34.3%+21.4%

Worst drop · 1Y−19.2%−8.9%

Volatility · 1Y29.9%13.8%

3–3measures won
level

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

VOO vs IVV

YTD

VanguardVOO

+10.9%

IVViShares

+10.9%

+10.9%Year to date+10.9%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

Overlap: HDLB, SPY, IVV

Today

99.9%most shared, SPY and IVV

HDLBSPYIVV

HDLB—[…][…]

SPY[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$976most kept, HDLB

HDLB$1,061 − $85 = $976

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee