HFXI vs FNDF

AHFXI

BFNDF

Measures won2–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · HFXI $16,753

Lowest cost0.03%VEA · $3 on $10k

Most income3.28%HFXI · $328 on $10k

Smallest drop−10.6%FNDF · worst fall in 1Y

Held in common61.3%HFXI and FNDF

HFXI

FNDF

NYLI FTSE International Equity Currency Neutral ETF · $2.5BSchwab Fundamental International Large Company Index ETF · $26.0B

+19.6%3 years · per year$17,100 · $18,863+23.6%

+10.9%5 years · per year$16,753 · $18,637+13.3%

0.19%Expense ratio$19 · $25 on $10k · lower wins0.25%

3.28%12-mo yield$328 · $310 on $10k3.10%

−10.8%Worst dropSmaller wins−10.6%

17.5%VolatilityLower wins16.6%

2–4FNDF wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHFXI · FNDF

2.8%005930.KS2.4%

1.2%SHEL.L2.9%

1.4%ROP.SW1.0%

1.2%HSBA.L1.0%

Held in common61.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	AHFXI	NYLI FTSE International Equity Currency Neutral ETFRead Desk	0.19%	3.28%	−0.4%	+10.9%	+15.2%	+19.6%	+10.9%	−10.8%	$2.5B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$26.0B
2	AHFXI	NYLI FTSE International Equity Currency Neutral ETFRead Desk	0.19%	3.28%	−0.4%	+10.9%	+15.2%	+19.6%	+10.9%	−10.8%	$2.5B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HFXI vs FNDF

HFXI

NYLI FTSE International Equity Currency Neutral

$16,753

FNDF

Schwab Fundamental International Large Company Index

$18,636

MeasureHFXIFNDF

Fee0.19%0.25%

Cost on $10k a year$19$25

Yield3.28%3.10%

5 years, per year+10.9%+13.3%

3 years, per year+19.6%+23.6%

Worst drop · 1Y−10.8%−10.6%

Volatility · 1Y17.5%16.6%

4–2measures won
FNDF first

61.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: HFXI, FNDF, VEA

Today

71.3%most shared, HFXI and VEA

HFXIFNDFVEA

HFXI—61.3%71.3%

FNDF61.3%—59.8%

VEA71.3%59.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$309most kept, HFXI

HFXI$328 − $19 = $309

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee