HLAL vs DFAC

AHLAL

BDFAC

Measures won1–5DFAC wins · of 6 · 5Y

$10,000 · 5Y$17,292HLAL · VOO $17,156

Lowest cost0.03%VOO · $3 on $10k

Most income1.10%VOO · $110 on $10k

Smallest drop−8.5%DFAC · worst fall in 1Y

Held in common43.4%HLAL and DFAC

HLAL

DFAC

Wahed FTSE USA Shariah ETF · $940MDimensional - US Core Equity 2 ETF · $89.2B

+19.5%3 years · per year$17,078 · $17,812+21.2%

+11.6%5 years · per year$17,292 · $16,526+10.6%

0.50%Expense ratio$50 · $21 on $10k · lower wins0.21%

0.40%12-mo yield$40 · $90 on $10k0.90%

−11.7%Worst dropSmaller wins−8.5%

16.7%VolatilityLower wins12.9%

1–5DFAC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHLAL · DFAC

12.6%AAPL5.8%

11.5%NVDA5.1%

10.4%MSFT5.0%

3.5%META1.9%

Held in common43.4%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AHLAL	Wahed FTSE USA Shariah ETFRead Desk	0.50%	0.40%	−5.6%	+9.3%	+11.8%	+19.5%	+11.6%	−11.7%	$940M
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$89.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AHLAL	Wahed FTSE USA Shariah ETFRead Desk	0.50%	0.40%	−5.6%	+9.3%	+11.8%	+19.5%	+11.6%	−11.7%	$940M
2	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
3	BDFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$89.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HLAL vs DFAC

HLAL

Wahed FTSE USA Shariah

$17,292

DFAC

Dimensional - US Core Equity 2

$16,526

MeasureHLALDFAC

Fee0.50%0.21%

Cost on $10k a year$50$21

Yield0.40%0.90%

5 years, per year+11.6%+10.6%

3 years, per year+19.5%+21.2%

Worst drop · 1Y−11.7%−8.5%

Volatility · 1Y16.7%12.9%

5–1measures won
DFAC first

43.4%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: HLAL, DFAC, VOO

Today

67.8%most shared, DFAC and VOO

HLALDFACVOO

HLAL—43.4%60.7%

DFAC43.4%—67.8%

VOO60.7%67.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

DFAC$90 − $21 = $69

HLAL$40 − $50 = −$10

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee