HLAL vs SPY

AHLAL

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,292HLAL · SPY $17,099

Lowest cost0.09%SPY · $9 on $10k

Most income1.03%SPY · $103 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common58.1%HLAL and SPY

HLAL

SPY

Wahed FTSE USA Shariah ETF · $948MState Street SPDR S&P 500 ETF · $819B

+19.5%3 years · per year$17,078 · $18,174+22.0%

+11.6%5 years · per year$17,292 · $17,099+11.3%

0.50%Expense ratio$50 · $9 on $10k · lower wins0.09%

0.40%12-mo yield$40 · $103 on $10k1.03%

−11.7%Worst dropSmaller wins−8.9%

16.7%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsHLAL · SPY

12.6%AAPL7.7%

11.5%NVDA7.3%

10.4%MSFT6.2%

4.2%GOOGL2.6%

Held in common58.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AHLAL	Wahed FTSE USA Shariah ETFRead Desk		0.50%	0.40%	−5.6%	+9.3%	+11.8%	+19.5%	+11.6%	−11.7%	$948M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AHLAL	Wahed FTSE USA Shariah ETFRead Desk		0.50%	0.40%	−5.6%	+9.3%	+11.8%	+19.5%	+11.6%	−11.7%	$948M
2	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HLAL vs SPY

HLAL

Wahed FTSE USA Shariah

$17,292

SPY

SPDR S&P 500

$17,099

MeasureHLALSPY

Fee0.50%0.09%

Cost on $10k a year$50$9

Yield0.40%1.03%

5 years, per year+11.6%+11.3%

3 years, per year+19.5%+22.0%

Worst drop · 1Y−11.7%−8.9%

Volatility · 1Y16.7%13.6%

5–1measures won
SPY first

58.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: HLAL, SPY

Today

58.1%most shared, HLAL and SPY

HLALSPY

HLAL—58.1%

SPY58.1%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$94most kept, SPY

SPY$103 − $9 = $94

HLAL$40 − $50 = −$10

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee