HSCZ vs SPDW

AHSCZ

BSPDW

Measures won4–2HSCZ wins · of 6 · 5Y

$10,000 · 5Y$16,306HSCZ · VEA $15,497

Lowest cost0.03%SPDW · $3 on $10k

Most income3.12%HSCZ · $312 on $10k

Smallest drop−9.6%HSCZ · worst fall in 1Y

Held in common9.4%HSCZ and SPDW

HSCZ

SPDW

iShares Currency Hedged MSCI EAFE Small-Cap ETF · $258MState Street SPDR Portfolio Developed World ex-US ETF · $40.1B

+19.7%3 years · per year$17,152 · $17,585+20.7%

+10.3%5 years · per year$16,306 · $15,394+9.0%

0.83%Expense ratio$83 · $3 on $10k · lower wins0.03%

3.12%12-mo yield$312 · $305 on $10k3.05%

−9.6%Worst dropSmaller wins−11.5%

12.7%VolatilityLower wins18.2%

4–2HSCZ wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHSCZ · SPDW

0.3%BSL.AX0.1%

0.1%SBMO.AS0.0%

0.1%FLS.CO0.0%

0.1%ANN.AX0.0%

Held in common9.4%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AHSCZ	iShares Currency Hedged MSCI EAFE Small-Cap ETFRead Desk	0.83%	3.12%	+2.3%	+12.0%	+17.5%	+19.7%	+10.3%	−9.6%	$258M
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BSPDW	State Street SPDR Portfolio Developed World ex-US ETFRead Desk	0.03%	3.05%	+3.0%	+13.4%	+18.9%	+20.7%	+9.0%	−11.5%	$40.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AHSCZ	iShares Currency Hedged MSCI EAFE Small-Cap ETFRead Desk	0.83%	3.12%	+2.3%	+12.0%	+17.5%	+19.7%	+10.3%	−9.6%	$258M
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BSPDW	State Street SPDR Portfolio Developed World ex-US ETFRead Desk	0.03%	3.05%	+3.0%	+13.4%	+18.9%	+20.7%	+9.0%	−11.5%	$40.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HSCZ vs SPDW

HSCZ

iShares Currency Hedged MSCI EAFE Small-Cap

$16,306

SPDW

SPDR Portfolio Developed World ex-US

$15,394

MeasureHSCZSPDW

Fee0.83%0.03%

Cost on $10k a year$83$3

Yield3.12%3.05%

5 years, per year+10.3%+9.0%

3 years, per year+19.7%+20.7%

Worst drop · 1Y−9.6%−11.5%

Volatility · 1Y12.7%18.2%

3–2measures won
HSCZ first

9.4%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: HSCZ, SPDW, VEA

Today

79.6%most shared, SPDW and VEA

HSCZSPDWVEA

HSCZ—9.4%8.5%

SPDW9.4%—79.6%

VEA8.5%79.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$302most kept, SPDW

SPDW$305 − $3 = $302

VEA$244 − $3 = $241

HSCZ$312 − $83 = $229

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee