HTEC vs IEMG

AHTEC

BIEMG

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,956CIBR · VXUS $14,758

Lowest cost0.05%VXUS · $5 on $10k

Most income2.42%IEMG · $242 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common0.1%HTEC and IEMG

HTEC

IEMG

ROBO Global Healthcare Technology and Innovation ETF · $110MiShares Core MSCI Emerging Markets ETF · $146B

+26.2%3 years · per year$20,092 · $17,172+19.8%

−0.5%5 years · per year$9,759 · $13,648+6.4%

0.80%Expense ratio$80 · $9 on $10k · lower wins0.09%

0.76%12-mo yield$76 · $242 on $10k2.42%

−16.3%Worst dropSmaller wins−17.8%

23.3%VolatilityLower wins25.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHTEC · IEMG

1.9%6618.HK0.0%

1.0%0241.HK0.0%

Held in common0.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	CIBR	First Trust Nasdaq Cybersecurity ETFRead Desk	0.58%	0.42%	+4.0%	+32.8%	+27.5%	+28.7%	+12.4%	−20.6%	$15.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B
4	AHTEC	ROBO Global Healthcare Technology and Innovation ETFRead Desk	0.80%	0.76%	+2.3%	+29.5%	+40.9%	+26.2%	−0.5%	−16.3%	$110M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	CIBR	First Trust Nasdaq Cybersecurity ETFRead Desk	0.58%	0.42%	+4.0%	+32.8%	+27.5%	+28.7%	+12.4%	−20.6%	$15.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	BIEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B
4	AHTEC	ROBO Global Healthcare Technology and Innovation ETFRead Desk	0.80%	0.76%	+2.3%	+29.5%	+40.9%	+26.2%	−0.5%	−16.3%	$110M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HTEC vs IEMG

HTEC

ROBO Global Healthcare Technology and Innovation

$9,759

IEMG

iShares Core MSCI Emerging Markets

$13,648

MeasureHTECIEMG

Fee0.80%0.09%

Cost on $10k a year$80$9

Yield0.76%2.42%

5 years, per year−0.5%+6.4%

3 years, per year+26.2%+19.8%

Worst drop · 1Y−16.3%−17.8%

Volatility · 1Y23.3%25.7%

3–3measures won
level

0.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: HTEC, IEMG, CIBR, VXUS

Today

24.9%most shared, IEMG and VXUS

HTECIEMGCIBRVXUS

HTEC—0.1%0.0%0.9%

IEMG0.1%—0.0%24.9%

CIBR0.0%0.0%—0.1%

VXUS0.9%24.9%0.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

HTEC$76 − $80 = −$4

CIBR$42 − $58 = −$16

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee