HYMB vs SUB

AHYMB

BSUB

Measures won2–4SUB wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · SUB $10,860

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]HYMB and SUB

HYMB

SUB

State Street SPDR Nuveen ICE High Yield Municipal Bond ETF · $3.9BiShares Short-Term National Muni Bond ETF · $13.4B

+6.3%3 years · per year$12,000 · $11,045+3.4%

+0.2%5 years · per year$10,116 · $10,860+1.7%

0.35%Expense ratio$35 · $7 on $10k · lower wins0.07%

4.72%12-mo yield$472 · $257 on $10k2.57%

−7.6%Worst dropSmaller wins−1.9%

5.0%VolatilityLower wins1.4%

2–4SUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsHYMB · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	AHYMB	State Street SPDR Nuveen ICE High Yield Municipal Bond ETFRead Desk	0.35%	4.72%	+0.5%	+1.5%	+1.8%	+6.3%	+0.2%	−7.6%	$3.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
4	AHYMB	State Street SPDR Nuveen ICE High Yield Municipal Bond ETFRead Desk	0.35%	4.72%	+0.5%	+1.5%	+1.8%	+6.3%	+0.2%	−7.6%	$3.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HYMB vs SUB

HYMB

SPDR Nuveen ICE High Yield Municipal Bond

$10,116

SUB

iShares Short-Term National Muni Bond

$10,860

MeasureHYMBSUB

Fee0.35%0.07%

Cost on $10k a year$35$7

Yield4.72%2.57%

5 years, per year+0.2%+1.7%

3 years, per year+6.3%+3.4%

Worst drop · 1Y−7.6%−1.9%

Volatility · 1Y5.0%1.4%

4–2measures won
SUB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: HYMB, SUB, SGOV, VCIT

Today

[…]holdings […]

HYMBSUBSGOVVCIT

HYMB—[…][…][…]

SUB[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

HYMB$472 − $35 = $437

SGOV$363 − $9 = $354

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee