IBD vs VCIT

AIBD

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,156VOO · IBD $10,711

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.8%IBD · worst fall in 1Y

Held in common[…]IBD and VCIT

IBD

VCIT

Inspire Corporate Bond ETF · $479MVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+5.9%3 years · per year$11,876 · $12,368+7.3%

+1.4%5 years · per year$10,711 · $10,508+1.0%

0.41%Expense ratio$41 · $3 on $10k · lower wins0.03%

4.39%12-mo yield$439 · $502 on $10k5.02%

−2.8%Worst dropSmaller wins−4.9%

4.3%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBD · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AIBD	Inspire Corporate Bond ETFRead Desk	0.41%	4.39%	+0.2%	0.0%	+1.0%	+5.9%	+1.4%	−2.8%	$479M
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	AIBD	Inspire Corporate Bond ETFRead Desk	0.41%	4.39%	+0.2%	0.0%	+1.0%	+5.9%	+1.4%	−2.8%	$479M
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBD vs VCIT

IBD

Inspire Corporate Bond

$10,711

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureIBDVCIT

Fee0.41%0.03%

Cost on $10k a year$41$3

Yield4.39%5.02%

5 years, per year+1.4%+1.0%

3 years, per year+5.9%+7.3%

Worst drop · 1Y−2.8%−4.9%

Volatility · 1Y4.3%4.5%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: IBD, VCIT, VOO

Today

[…]holdings […]

IBDVCITVOO

IBD—[…][…]

VCIT[…]—[…]

VOO[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IBD$439 − $41 = $398

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee