IBD vs VCSH

AIBD

BVCSH

Measures won1–5VCSH wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · VCSH $11,379

Lowest cost0.03%VCSH · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBD and VCSH

IBD

VCSH

Inspire Corporate Bond ETF · $476MVanguard Short-Term Corporate Bond ETF · $43.9B

+5.9%3 years · per year$11,876 · $11,843+5.8%

+1.4%5 years · per year$10,711 · $11,379+2.6%

0.41%Expense ratio$41 · $3 on $10k · lower wins0.03%

4.39%12-mo yield$439 · $454 on $10k4.54%

−2.8%Worst dropSmaller wins−1.6%

4.3%VolatilityLower wins2.1%

1–5VCSH wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIBD · VCSH

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	BVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	+0.2%	+1.4%	+2.3%	+5.8%	+2.6%	−1.6%	$43.9B
3	AIBD	Inspire Corporate Bond ETFRead Desk	0.41%	4.39%	+0.2%	0.0%	+1.0%	+5.9%	+1.4%	−2.8%	$476M
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	BVCSH	Vanguard Short-Term Corporate Bond ETFRead Desk	0.03%	4.54%	+0.2%	+1.4%	+2.3%	+5.8%	+2.6%	−1.6%	$43.9B
3	AIBD	Inspire Corporate Bond ETFRead Desk	0.41%	4.39%	+0.2%	0.0%	+1.0%	+5.9%	+1.4%	−2.8%	$476M
4	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBD vs VCSH

IBD

Inspire Corporate Bond

$10,711

VCSH

Vanguard Short-Term Corporate Bond

$11,379

MeasureIBDVCSH

Fee0.41%0.03%

Cost on $10k a year$41$3

Yield4.39%4.54%

5 years, per year+1.4%+2.6%

3 years, per year+5.9%+5.8%

Worst drop · 1Y−2.8%−1.6%

Volatility · 1Y4.3%2.1%

5–1measures won
VCSH first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IBD, VCSH, SGOV, VCIT

Today

[…]holdings […]

IBDVCSHSGOVVCIT

IBD—[…][…][…]

VCSH[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VCSH$454 − $3 = $451

IBD$439 − $41 = $398

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee