IBDR vs VCIT

AIBDR

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$18,115VOO · IBDR $11,016

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−0.1%IBDR · worst fall in 1Y

Held in common[…]IBDR and VCIT

IBDR

VCIT

iShares iBonds Dec 2026 Term Corporate ETF · $2.8BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+5.6%3 years · per year$11,779 · $12,336+7.2%

+2.0%5 years · per year$11,016 · $10,469+0.9%

0.10%Expense ratio$10 · $3 on $10k · lower wins0.03%

4.04%12-mo yield$404 · $503 on $10k5.03%

−0.1%Worst dropSmaller wins−4.9%

0.5%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBDR · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	AIBDR	iShares iBonds Dec 2026 Term Corporate ETFRead Desk	0.10%	4.04%	0.0%	+3.1%	+4.0%	+5.6%	+2.0%	−0.1%	$2.8B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	AIBDR	iShares iBonds Dec 2026 Term Corporate ETFRead Desk	0.10%	4.04%	0.0%	+3.1%	+4.0%	+5.6%	+2.0%	−0.1%	$2.8B
3	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBDR vs VCIT

IBDR

iShares iBonds Dec 2026 Term Corporate

$11,016

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,469

MeasureIBDRVCIT

Fee0.10%0.03%

Cost on $10k a year$10$3

Yield4.04%5.03%

5 years, per year+2.0%+0.9%

3 years, per year+5.6%+7.2%

Worst drop · 1Y−0.1%−4.9%

Volatility · 1Y0.5%4.5%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: IBDR, VCIT, VOO

Today

[…]holdings […]

IBDRVCITVOO

IBDR—[…][…]

VCIT[…]—[…]

VOO[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

IBDR$404 − $10 = $394

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee