IBDS vs VCIT

AIBDS

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SGOV $12,091

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBDS and VCIT

IBDS

VCIT

iShares iBonds Dec 2027 Term Corporate ETF · $4.0BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+5.9%3 years · per year$11,861 · $12,129+6.6%

+1.9%5 years · per year$10,970 · $10,510+1.0%

0.10%Expense ratio$10 · $3 on $10k · lower wins0.03%

4.27%12-mo yield$427 · $502 on $10k5.02%

−0.4%Worst dropSmaller wins−4.9%

0.8%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIBDS · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AIBDS	iShares iBonds Dec 2027 Term Corporate ETFRead Desk	0.10%	4.27%	0.0%	+2.8%	+3.6%	+5.9%	+1.9%	−0.4%	$4.0B
4	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
3	AIBDS	iShares iBonds Dec 2027 Term Corporate ETFRead Desk	0.10%	4.27%	0.0%	+2.8%	+3.6%	+5.9%	+1.9%	−0.4%	$4.0B
4	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBDS vs VCIT

IBDS

iShares iBonds Dec 2027 Term Corporate

$10,970

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

MeasureIBDSVCIT

Fee0.10%0.03%

Cost on $10k a year$10$3

Yield4.27%5.02%

5 years, per year+1.9%+1.0%

3 years, per year+5.9%+6.6%

Worst drop · 1Y−0.4%−4.9%

Volatility · 1Y0.8%4.5%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+8.7%

+11.3%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

1–0VOO wins

End-of-day Nov 9, 2026

Overlap: IBDS, VCIT, VOO, SGOV

Today

[…]holdings […]

IBDSVCITVOOSGOV

IBDS—[…][…][…]

VCIT[…]—[…][…]

VOO[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IBDS$427 − $10 = $417

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee