IBDW vs VCIT

AIBDW

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,156VOO · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−3.4%IBDW · worst fall in 1Y

Held in common[…]IBDW and VCIT

IBDW

VCIT

iShares iBonds Dec 2031 Term Corporate ETF · $2.7BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+7.6%3 years · per year$12,457 · $12,368+7.3%

+0.4%5 years · per year$10,216 · $10,508+1.0%

0.10%Expense ratio$10 · $3 on $10k · lower wins0.03%

4.88%12-mo yield$488 · $502 on $10k5.02%

−3.4%Worst dropSmaller wins−4.9%

3.5%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBDW · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	AIBDW	iShares iBonds Dec 2031 Term Corporate ETFRead Desk	0.10%	4.88%	+0.2%	0.0%	+1.0%	+7.6%	+0.4%	−3.4%	$2.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	AIBDW	iShares iBonds Dec 2031 Term Corporate ETFRead Desk	0.10%	4.88%	+0.2%	0.0%	+1.0%	+7.6%	+0.4%	−3.4%	$2.7B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBDW vs VCIT

IBDW

iShares iBonds Dec 2031 Term Corporate

$10,216

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,508

MeasureIBDWVCIT

Fee0.10%0.03%

Cost on $10k a year$10$3

Yield4.88%5.02%

5 years, per year+0.4%+1.0%

3 years, per year+7.6%+7.3%

Worst drop · 1Y−3.4%−4.9%

Volatility · 1Y3.5%4.5%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: IBDW, VCIT, VOO

Today

[…]holdings […]

IBDWVCITVOO

IBDW—[…][…]

VCIT[…]—[…]

VOO[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IBDW$488 − $10 = $478

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee