SCHR vs BND

ASCHR

BBND

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · SCHR $10,105

Lowest cost0.03%SCHR · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SCHR and BND

SCHR

BND

Schwab Intermediate-Term U.S. Treasury ETF · $13.8BVanguard Total Bond Market ETF · $161B

+4.3%3 years · per year$11,344 · $11,576+5.0%

+0.2%5 years · per year$10,105 · $9,985−0.0%

0.03%Expense ratio$3 · $3 on $10k · lower wins0.03%

4.02%12-mo yield$402 · $412 on $10k4.12%

−4.5%Worst dropSmaller wins−4.5%

3.6%VolatilityLower wins4.0%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHR · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	ASCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.5%	−0.1%	+4.3%	+0.2%	−4.5%	$13.8B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	IBIC	iShares iBonds Oct 2026 Term TIPS ETFRead Desk	0.10%	4.03%	0.0%	+3.5%	+3.9%	+5.3%	new	−0.3%	$74M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	ASCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.02%	−0.1%	−0.5%	−0.1%	+4.3%	+0.2%	−4.5%	$13.8B
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
4	IBIC	iShares iBonds Oct 2026 Term TIPS ETFRead Desk	0.10%	4.03%	0.0%	+3.5%	+3.9%	+5.3%	new	−0.3%	$74M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHR vs BND

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,105

BND

Vanguard Total Bond Market

$9,985

MeasureSCHRBND

Fee0.03%0.03%

Cost on $10k a year$3$3

Yield4.02%4.12%

5 years, per year+0.2%−0.0%

3 years, per year+4.3%+5.0%

Worst drop · 1Y−4.5%−4.5%

Volatility · 1Y3.6%4.0%

2–2measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: IBIC, SCHR, SGOV, BND

Today

[…]holdings […]

IBICSCHRSGOVBND

IBIC—[…][…][…]

SCHR[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SCHR$402 − $3 = $399

IBIC$403 − $10 = $393

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee