SCHR vs IBIC

ASCHR

BIBIC

Measures won2–3IBIC wins · of 6 · 5Y

$10,000 · 5Y$12,092SGOV · SCHR $10,017

Lowest cost0.03%SCHR · $3 on $10k

Most income4.15%BND · $415 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]SCHR and IBIC

SCHR

IBIC

Schwab Intermediate-Term U.S. Treasury ETF · $13.8BiShares iBonds Oct 2026 Term TIPS ETF · $74M

+3.8%3 years · per year$11,195 · $11,673+5.3%

+0.0%5 years · per year$10,017 · […][…]

0.03%Expense ratio$3 · $10 on $10k · lower wins0.10%

4.05%12-mo yield$405 · $403 on $10k4.03%

−4.5%Worst dropSmaller wins−0.3%

3.6%VolatilityLower wins0.9%

2–3IBIC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSCHR · IBIC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	ASCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.05%	−0.7%	−1.2%	−0.8%	+3.8%	0.0%	−4.5%	$13.8B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.7%	−0.7%	−0.4%	+4.6%	−0.2%	−4.5%	$161.4B
4	BIBIC	iShares iBonds Oct 2026 Term TIPS ETFRead Desk	0.10%	4.03%	0.0%	+3.5%	+3.9%	+5.3%	new	−0.3%	$74M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	ASCHR	Schwab Intermediate-Term U.S. Treasury ETFRead Desk	0.03%	4.05%	−0.7%	−1.2%	−0.8%	+3.8%	0.0%	−4.5%	$13.8B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.15%	−0.7%	−0.7%	−0.4%	+4.6%	−0.2%	−4.5%	$161.4B
4	BIBIC	iShares iBonds Oct 2026 Term TIPS ETFRead Desk	0.10%	4.03%	0.0%	+3.5%	+3.9%	+5.3%	new	−0.3%	$74M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SCHR vs IBIC

SCHR

Schwab Intermediate-Term U.S. Treasury

$10,017

IBIC

iShares iBonds Oct 2026 Term TIPS

[…]

MeasureSCHRIBIC

Fee0.03%0.10%

Cost on $10k a year$3$10

Yield4.05%4.03%

5 years, per year+0.0%[…]

3 years, per year+3.8%+5.3%

Worst drop · 1Y−4.5%−0.3%

Volatility · 1Y3.6%0.9%

3–1measures won
IBIC first

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.7%

AGGiShares

−0.7%

−0.7%Year to date−0.7%

4.1%Yield4.2%

$161BAssets$139B

1–0AGG wins

End-of-day Nov 10, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

Overlap: IBIC, SCHR, SGOV, BND

Today

[…]holdings […]

IBICSCHRSGOVBND

IBIC—[…][…][…]

SCHR[…]—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$412most kept, BND

BND$415 − $3 = $412

SCHR$405 − $3 = $402

IBIC$403 − $10 = $393

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee