IBMR vs MMMA

AIBMR

BMMMA

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$12,090SGOV

Lowest cost0.09%SGOV · $9 on $10k

Most income3.71%MMMA · $371 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBMR and MMMA

IBMR

MMMA

iShares iBonds Dec 2029 Term Muni Bond ETF · $535MNYLI MacKay Muni Allocation ETF · $60M

+4.6%3 years · per year$11,458 · […][…]

[…]5 years · per year[…]

0.10%Expense ratio$10 · $40 on $10k · lower wins0.40%

2.53%12-mo yield$253 · $371 on $10k3.71%

−2.9%Worst dropSmaller wins[…]

1.9%VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBMR · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AIBMR	iShares iBonds Dec 2029 Term Muni Bond ETFRead Desk	0.10%	2.53%	+0.2%	+1.3%	+1.9%	+4.6%	new	−2.9%	$535M
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AIBMR	iShares iBonds Dec 2029 Term Muni Bond ETFRead Desk	0.10%	2.53%	+0.2%	+1.3%	+1.9%	+4.6%	new	−2.9%	$535M
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBMR vs MMMA

IBMR

iShares iBonds Dec 2029 Term Muni Bond

[…]

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureIBMRMMMA

Fee0.10%0.40%

Cost on $10k a year$10$40

Yield2.53%3.71%

5 years, per year[…][…]

3 years, per year+4.6%[…]

Worst drop · 1Y−2.9%[…]

Volatility · 1Y1.9%[…]

1–1measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: IBMR, MMMA, SGOV

Today

[…]holdings […]

IBMRMMMASGOV

IBMR—[…][…]

MMMA[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMMA$371 − $40 = $331

IBMR$253 − $10 = $243

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee