IBMR vs SCHD

AIBMR

BSCHD

Measures won2–3SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · SGOV $12,090

Lowest cost0.06%SCHD · $6 on $10k

Most income3.63%SGOV · $363 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBMR and SCHD

IBMR

SCHD

iShares iBonds Dec 2029 Term Muni Bond ETF · $534MSchwab U.S. Dividend Equity ETF · $120B

+4.6%3 years · per year$11,458 · $17,266+20.0%

[…]5 years · per year[…] · $16,267+10.2%

0.10%Expense ratio$10 · $6 on $10k · lower wins0.06%

2.53%12-mo yield$253 · $300 on $10k3.00%

−2.9%Worst dropSmaller wins−6.9%

1.9%VolatilityLower wins11.7%

2–3SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBMR · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
3	AIBMR	iShares iBonds Dec 2029 Term Muni Bond ETFRead Desk	0.10%	2.53%	+0.2%	+1.3%	+1.9%	+4.6%	new	−2.9%	$534M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$120.5B
2	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
3	AIBMR	iShares iBonds Dec 2029 Term Muni Bond ETFRead Desk	0.10%	2.53%	+0.2%	+1.3%	+1.9%	+4.6%	new	−2.9%	$534M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBMR vs SCHD

IBMR

iShares iBonds Dec 2029 Term Muni Bond

[…]

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureIBMRSCHD

Fee0.10%0.06%

Cost on $10k a year$10$6

Yield2.53%3.00%

5 years, per year[…]+10.2%

3 years, per year+4.6%+20.0%

Worst drop · 1Y−2.9%−6.9%

Volatility · 1Y1.9%11.7%

3–2measures won
SCHD first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: IBMR, SCHD, SGOV

Today

[…]holdings […]

IBMRSCHDSGOV

IBMR—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SCHD$300 − $6 = $294

IBMR$253 − $10 = $243

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee