IBTH vs SPY

AIBTH

BSPY

Measures won4–2IBTH wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY · IBTH $10,455

Lowest cost0.07%IBTH · $7 on $10k

Most income3.74%IBTH · $374 on $10k

Smallest drop−0.4%IBTH · worst fall in 1Y

Held in common[…]IBTH and SPY

IBTH

SPY

iShares iBonds Dec 2027 Term Treasury ETF · $2.4BState Street SPDR S&P 500 ETF · $805B

+4.9%3 years · per year$11,543 · $19,132+24.1%

+0.9%5 years · per year$10,455 · $18,060+12.6%

0.07%Expense ratio$7 · $9 on $10k · lower wins0.09%

3.74%12-mo yield$374 · $99 on $10k0.99%

−0.4%Worst dropSmaller wins−8.9%

0.8%VolatilityLower wins12.9%

4–2IBTH wins

$10,000 · 5 yearsOne scale

Shared top holdingsIBTH · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	AIBTH	iShares iBonds Dec 2027 Term Treasury ETFRead Desk		0.07%	3.74%	0.0%	+2.3%	+3.1%	+4.9%	+0.9%	−0.4%	$2.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	AIBTH	iShares iBonds Dec 2027 Term Treasury ETFRead Desk		0.07%	3.74%	0.0%	+2.3%	+3.1%	+4.9%	+0.9%	−0.4%	$2.4B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTH vs SPY

IBTH

iShares iBonds Dec 2027 Term Treasury

$10,455

SPY

SPDR S&P 500

$18,060

MeasureIBTHSPY

Fee0.07%0.09%

Cost on $10k a year$7$9

Yield3.74%0.99%

5 years, per year+0.9%+12.6%

3 years, per year+4.9%+24.1%

Worst drop · 1Y−0.4%−8.9%

Volatility · 1Y0.8%12.9%

4–2measures won
IBTH first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: IBTH, SPY

Today

[…]holdings […]

IBTHSPY

IBTH—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$367most kept, IBTH

IBTH$374 − $7 = $367

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee