IBTH vs SPY

AIBTH

BSPY

Measures won4–2IBTH wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · SPY $17,099

Lowest cost0.03%IVV · $3 on $10k

Most income3.73%IBTH · $373 on $10k

Smallest drop−0.4%IBTH · worst fall in 1Y

Held in common[…]IBTH and SPY

IBTH

SPY

iShares iBonds Dec 2027 Term Treasury ETF · $2.4BState Street SPDR S&P 500 ETF · $819B

+4.9%3 years · per year$11,560 · $18,174+22.0%

+1.0%5 years · per year$10,489 · $17,099+11.3%

0.07%Expense ratio$7 · $9 on $10k · lower wins0.09%

3.73%12-mo yield$373 · $103 on $10k1.03%

−0.4%Worst dropSmaller wins−8.9%

0.8%VolatilityLower wins13.6%

4–2IBTH wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTH · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AIBTH	iShares iBonds Dec 2027 Term Treasury ETFRead Desk	0.07%	3.73%	+0.1%	+2.4%	+3.1%	+4.9%	+1.0%	−0.4%	$2.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
3	AIBTH	iShares iBonds Dec 2027 Term Treasury ETFRead Desk	0.07%	3.73%	+0.1%	+2.4%	+3.1%	+4.9%	+1.0%	−0.4%	$2.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTH vs SPY

IBTH

iShares iBonds Dec 2027 Term Treasury

$10,489

SPY

SPDR S&P 500

$17,099

MeasureIBTHSPY

Fee0.07%0.09%

Cost on $10k a year$7$9

Yield3.73%1.03%

5 years, per year+1.0%+11.3%

3 years, per year+4.9%+22.0%

Worst drop · 1Y−0.4%−8.9%

Volatility · 1Y0.8%13.6%

4–2measures won
IBTH first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: IBTH, SPY, IVV

Today

99.9%most shared, SPY and IVV

IBTHSPYIVV

IBTH—[…][…]

SPY[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$366most kept, IBTH

IBTH$373 − $7 = $366

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee