IBTH vs SPYM

AIBTH

BSPYM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,192SPYM · IVV $17,177

Lowest cost0.02%SPYM · $2 on $10k

Most income3.73%IBTH · $373 on $10k

Smallest drop−0.4%IBTH · worst fall in 1Y

Held in common[…]IBTH and SPYM

IBTH

SPYM

iShares iBonds Dec 2027 Term Treasury ETF · $2.4BState Street SPDR Portfolio S&P 500 ETF · $182B

+4.8%3 years · per year$11,517 · $18,082+21.8%

+1.0%5 years · per year$10,494 · $17,192+11.4%

0.07%Expense ratio$7 · $2 on $10k · lower wins0.02%

3.73%12-mo yield$373 · $105 on $10k1.05%

−0.4%Worst dropSmaller wins−8.9%

0.8%VolatilityLower wins13.6%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTH · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	AIBTH	iShares iBonds Dec 2027 Term Treasury ETFRead Desk	0.07%	3.73%	0.0%	+2.4%	+3.3%	+4.8%	+1.0%	−0.4%	$2.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
3	AIBTH	iShares iBonds Dec 2027 Term Treasury ETFRead Desk	0.07%	3.73%	0.0%	+2.4%	+3.3%	+4.8%	+1.0%	−0.4%	$2.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTH vs SPYM

IBTH

iShares iBonds Dec 2027 Term Treasury

$10,494

SPYM

SPDR Portfolio S&P 500

$17,192

MeasureIBTHSPYM

Fee0.07%0.02%

Cost on $10k a year$7$2

Yield3.73%1.05%

5 years, per year+1.0%+11.4%

3 years, per year+4.8%+21.8%

Worst drop · 1Y−0.4%−8.9%

Volatility · 1Y0.8%13.6%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IBTH, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

IBTHSPYMIVV

IBTH—[…][…]

SPYM[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$366most kept, IBTH

IBTH$373 − $7 = $366

IVV$114 − $3 = $111

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee