IBTL vs IBIC

AIBTL

BIBIC

Measures won1–4IBIC wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBTL and IBIC

IBTL

IBIC

iShares iBonds Dec 2031 Term Treasury ETF · $794MiShares iBonds Oct 2026 Term TIPS ETF · $74M

+4.9%3 years · per year$11,533 · $11,673+5.3%

−1.0%5 years · per year$9,510 · […][…]

0.07%Expense ratio$7 · $10 on $10k · lower wins0.10%

3.98%12-mo yield$398 · $403 on $10k4.03%

−4.3%Worst dropSmaller wins−0.3%

3.5%VolatilityLower wins0.9%

1–4IBIC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIBTL · IBIC

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AIBTL	iShares iBonds Dec 2031 Term Treasury ETFRead Desk	0.07%	3.98%	−0.2%	−0.4%	+0.4%	+4.9%	−1.0%	−4.3%	$794M
4	BIBIC	iShares iBonds Oct 2026 Term TIPS ETFRead Desk	0.10%	4.03%	0.0%	+3.5%	+3.9%	+5.3%	new	−0.3%	$74M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AIBTL	iShares iBonds Dec 2031 Term Treasury ETFRead Desk	0.07%	3.98%	−0.2%	−0.4%	+0.4%	+4.9%	−1.0%	−4.3%	$794M
4	BIBIC	iShares iBonds Oct 2026 Term TIPS ETFRead Desk	0.10%	4.03%	0.0%	+3.5%	+3.9%	+5.3%	new	−0.3%	$74M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTL vs IBIC

IBTL

iShares iBonds Dec 2031 Term Treasury

$9,510

IBIC

iShares iBonds Oct 2026 Term TIPS

[…]

MeasureIBTLIBIC

Fee0.07%0.10%

Cost on $10k a year$7$10

Yield3.98%4.03%

5 years, per year−1.0%[…]

3 years, per year+4.9%+5.3%

Worst drop · 1Y−4.3%−0.3%

Volatility · 1Y3.5%0.9%

3–1measures won
IBIC first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: IBTL, IBIC, SGOV, VCIT

Today

[…]holdings […]

IBTLIBICSGOVVCIT

IBTL—[…][…][…]

IBIC[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IBIC$403 − $10 = $393

IBTL$398 − $7 = $391

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee