IBTL vs IEF

AIBTL

BIEF

Measures won5–1IBTL wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · IBTL $9,500

Lowest cost0.07%IBTL · $7 on $10k

Most income4.05%IEF · $405 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBTL and IEF

IBTL

IEF

iShares iBonds Dec 2031 Term Treasury ETF · $793MiShares 7-10 Year Treasury Bond ETF · $44.6B

+4.6%3 years · per year$11,448 · $11,294+4.1%

−1.0%5 years · per year$9,500 · $9,369−1.3%

0.07%Expense ratio$7 · $15 on $10k · lower wins0.15%

3.98%12-mo yield$398 · $405 on $10k4.05%

−4.3%Worst dropSmaller wins−6.8%

3.5%VolatilityLower wins5.0%

5–1IBTL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTL · IEF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	AIBTL	iShares iBonds Dec 2031 Term Treasury ETFRead Desk	0.07%	3.98%	−0.1%	−0.5%	−0.1%	+4.6%	−1.0%	−4.3%	$793M
3	BIEF	iShares 7-10 Year Treasury Bond ETFRead Desk	0.15%	4.05%	−0.1%	−1.3%	−1.2%	+4.1%	−1.3%	−6.8%	$44.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	AIBTL	iShares iBonds Dec 2031 Term Treasury ETFRead Desk	0.07%	3.98%	−0.1%	−0.5%	−0.1%	+4.6%	−1.0%	−4.3%	$793M
3	BIEF	iShares 7-10 Year Treasury Bond ETFRead Desk	0.15%	4.05%	−0.1%	−1.3%	−1.2%	+4.1%	−1.3%	−6.8%	$44.6B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTL vs IEF

IBTL

iShares iBonds Dec 2031 Term Treasury

$9,500

IEF

iShares 7-10 Year Treasury Bond

$9,369

MeasureIBTLIEF

Fee0.07%0.15%

Cost on $10k a year$7$15

Yield3.98%4.05%

5 years, per year−1.0%−1.3%

3 years, per year+4.6%+4.1%

Worst drop · 1Y−4.3%−6.8%

Volatility · 1Y3.5%5.0%

5–1measures won
IBTL first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IBTL, IEF, SGOV

Today

[…]holdings […]

IBTLIEFSGOV

IBTL—[…][…]

IEF[…]—[…]

SGOV[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$391most kept, IBTL

IBTL$398 − $7 = $391

IEF$405 − $15 = $390

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee