IBTL vs SCHD

AIBTL

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · VIG $16,331

Lowest cost0.04%VIG · $4 on $10k

Most income3.97%IBTL · $397 on $10k

Smallest drop−4.3%IBTL · worst fall in 1Y

Held in common[…]IBTL and SCHD

IBTL

SCHD

iShares iBonds Dec 2031 Term Treasury ETF · $795MSchwab U.S. Dividend Equity ETF · $120B

+5.3%3 years · per year$11,673 · $17,414+20.3%

−1.0%5 years · per year$9,533 · $16,375+10.4%

0.07%Expense ratio$7 · $6 on $10k · lower wins0.06%

3.97%12-mo yield$397 · $298 on $10k2.98%

−4.3%Worst dropSmaller wins−6.9%

3.5%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTL · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.49%	−3.3%	+12.5%	+15.2%	+18.9%	+10.3%	−7.9%	$109.1B
3	AIBTL	iShares iBonds Dec 2031 Term Treasury ETFRead Desk	0.07%	3.97%	+0.4%	−0.3%	+0.2%	+5.3%	−1.0%	−4.3%	$795M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.49%	−3.3%	+12.5%	+15.2%	+18.9%	+10.3%	−7.9%	$109.1B
3	AIBTL	iShares iBonds Dec 2031 Term Treasury ETFRead Desk	0.07%	3.97%	+0.4%	−0.3%	+0.2%	+5.3%	−1.0%	−4.3%	$795M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTL vs SCHD

IBTL

iShares iBonds Dec 2031 Term Treasury

$9,533

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureIBTLSCHD

Fee0.07%0.06%

Cost on $10k a year$7$6

Yield3.97%2.98%

5 years, per year−1.0%+10.4%

3 years, per year+5.3%+20.3%

Worst drop · 1Y−4.3%−6.9%

Volatility · 1Y3.5%11.7%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

DGRO vs VIG

YTD

iSharesDGRO

+17.2%

VIGVanguard

+12.5%

+17.2%Year to date+12.5%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: IBTL, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

IBTLSCHDVIG

IBTL—[…][…]

SCHD[…]—14.5%

VIG[…]14.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$390most kept, IBTL

IBTL$397 − $7 = $390

SCHD$298 − $6 = $292

VIG$149 − $4 = $145

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee