IBTM vs MUB

AIBTM

BMUB

Measures won3–2IBTM wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBTM and MUB

IBTM

MUB

iShares iBonds Dec 2032 Term Treasury ETF · $640MiShares National Muni Bond ETF · $55.0B

+4.8%3 years · per year$11,515 · $11,418+4.5%

[…]5 years · per year[…] · $10,414+0.8%

0.07%Expense ratio$7 · $5 on $10k · lower wins0.05%

4.00%12-mo yield$400 · $327 on $10k3.27%

−5.1%Worst dropSmaller wins−6.3%

4.0%VolatilityLower wins3.7%

3–2IBTM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIBTM · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
4	AIBTM	iShares iBonds Dec 2032 Term Treasury ETFRead Desk	0.07%	4.00%	−0.1%	−0.7%	0.0%	+4.8%	new	−5.1%	$640M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
4	AIBTM	iShares iBonds Dec 2032 Term Treasury ETFRead Desk	0.07%	4.00%	−0.1%	−0.7%	0.0%	+4.8%	new	−5.1%	$640M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTM vs MUB

IBTM

iShares iBonds Dec 2032 Term Treasury

[…]

MUB

iShares National Muni Bond

$10,414

MeasureIBTMMUB

Fee0.07%0.05%

Cost on $10k a year$7$5

Yield4.00%3.27%

5 years, per year[…]+0.8%

3 years, per year+4.8%+4.5%

Worst drop · 1Y−5.1%−6.3%

Volatility · 1Y4.0%3.7%

3–2measures won
IBTM first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: IBTM, MUB, SGOV, VCIT

Today

[…]holdings […]

IBTMMUBSGOVVCIT

IBTM—[…][…][…]

MUB[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IBTM$400 − $7 = $393

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee