IBTM vs TLT

AIBTM

BTLT

Measures won4–1IBTM wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBTM and TLT

IBTM

TLT

iShares iBonds Dec 2032 Term Treasury ETF · $640MiShares 20+ Year Treasury Bond ETF · $48.9B

+4.8%3 years · per year$11,515 · $10,947+3.1%

[…]5 years · per year[…] · $6,663−7.8%

0.07%Expense ratio$7 · $15 on $10k · lower wins0.15%

4.00%12-mo yield$400 · $477 on $10k4.77%

−5.1%Worst dropSmaller wins−12.5%

4.0%VolatilityLower wins9.6%

4–1IBTM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIBTM · TLT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BTLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−3.6%	+3.1%	−7.8%	−12.5%	$48.9B
4	AIBTM	iShares iBonds Dec 2032 Term Treasury ETFRead Desk	0.07%	4.00%	−0.1%	−0.7%	0.0%	+4.8%	new	−5.1%	$640M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BTLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−3.6%	+3.1%	−7.8%	−12.5%	$48.9B
4	AIBTM	iShares iBonds Dec 2032 Term Treasury ETFRead Desk	0.07%	4.00%	−0.1%	−0.7%	0.0%	+4.8%	new	−5.1%	$640M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTM vs TLT

IBTM

iShares iBonds Dec 2032 Term Treasury

[…]

TLT

iShares 20+ Year Treasury Bond

$6,663

MeasureIBTMTLT

Fee0.07%0.15%

Cost on $10k a year$7$15

Yield4.00%4.77%

5 years, per year[…]−7.8%

3 years, per year+4.8%+3.1%

Worst drop · 1Y−5.1%−12.5%

Volatility · 1Y4.0%9.6%

4–1measures won
IBTM first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: IBTM, TLT, SGOV, VCIT

Today

[…]holdings […]

IBTMTLTSGOVVCIT

IBTM—[…][…][…]

TLT[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

IBTM$400 − $7 = $393

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee