IBTM vs VOO

AIBTM

BVOO

Measures won3–2IBTM wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · SPY $17,118

Lowest cost0.03%VOO · $3 on $10k

Most income4.00%IBTM · $400 on $10k

Smallest drop−5.1%IBTM · worst fall in 1Y

Held in common[…]IBTM and VOO

IBTM

VOO

iShares iBonds Dec 2032 Term Treasury ETF · $637MVanguard S&P 500 ETF · $1.00T

+4.8%3 years · per year$11,515 · $18,079+21.8%

[…]5 years · per year[…] · $17,177+11.4%

0.07%Expense ratio$7 · $3 on $10k · lower wins0.03%

4.00%12-mo yield$400 · $110 on $10k1.10%

−5.1%Worst dropSmaller wins−8.9%

4.0%VolatilityLower wins13.5%

3–2IBTM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTM · VOO

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AIBTM	iShares iBonds Dec 2032 Term Treasury ETFRead Desk	0.07%	4.00%	−0.1%	−0.7%	0.0%	+4.8%	new	−5.1%	$637M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AIBTM	iShares iBonds Dec 2032 Term Treasury ETFRead Desk	0.07%	4.00%	−0.1%	−0.7%	0.0%	+4.8%	new	−5.1%	$637M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTM vs VOO

IBTM

iShares iBonds Dec 2032 Term Treasury

[…]

VOO

Vanguard S&P 500

$17,177

MeasureIBTMVOO

Fee0.07%0.03%

Cost on $10k a year$7$3

Yield4.00%1.10%

5 years, per year[…]+11.4%

3 years, per year+4.8%+21.8%

Worst drop · 1Y−5.1%−8.9%

Volatility · 1Y4.0%13.5%

3–2measures won
IBTM first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IBTM, VOO, SPY

Today

92.2%most shared, VOO and SPY

IBTMVOOSPY

IBTM—[…][…]

VOO[…]—92.2%

SPY[…]92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$393most kept, IBTM

IBTM$400 − $7 = $393

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee