IBTO vs IEF

AIBTO

BIEF

Measures won5–0IBTO wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · IEF $9,375

Lowest cost0.07%IBTO · $7 on $10k

Most income4.23%IBTO · $423 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBTO and IEF

IBTO

IEF

iShares iBonds Dec 2033 Term Treasury ETF · $519MiShares 7-10 Year Treasury Bond ETF · $44.7B

+4.7%3 years · per year$11,463 · $11,372+4.4%

[…]5 years · per year[…] · $9,375−1.3%

0.07%Expense ratio$7 · $15 on $10k · lower wins0.15%

4.23%12-mo yield$423 · $405 on $10k4.05%

−5.8%Worst dropSmaller wins−6.8%

4.4%VolatilityLower wins5.0%

5–0IBTO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTO · IEF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	BIEF	iShares 7-10 Year Treasury Bond ETFRead Desk	0.15%	4.05%	−0.1%	−1.2%	−0.6%	+4.4%	−1.3%	−6.8%	$44.7B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.23%	−0.2%	−0.9%	−0.3%	+4.7%	new	−5.8%	$519M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	BIEF	iShares 7-10 Year Treasury Bond ETFRead Desk	0.15%	4.05%	−0.1%	−1.2%	−0.6%	+4.4%	−1.3%	−6.8%	$44.7B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.23%	−0.2%	−0.9%	−0.3%	+4.7%	new	−5.8%	$519M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTO vs IEF

IBTO

iShares iBonds Dec 2033 Term Treasury

[…]

IEF

iShares 7-10 Year Treasury Bond

$9,375

MeasureIBTOIEF

Fee0.07%0.15%

Cost on $10k a year$7$15

Yield4.23%4.05%

5 years, per year[…]−1.3%

3 years, per year+4.7%+4.4%

Worst drop · 1Y−5.8%−6.8%

Volatility · 1Y4.4%5.0%

5–0measures won
IBTO first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: IBTO, IEF, SGOV

Today

[…]holdings […]

IBTOIEFSGOV

IBTO—[…][…]

IEF[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$416most kept, IBTO

IBTO$423 − $7 = $416

IEF$405 − $15 = $390

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee