IBTO vs SGOV

AIBTO

BSGOV

Measures won2–3SGOV wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SGOV $12,091

Lowest cost0.03%VOO · $3 on $10k

Most income4.24%IBTO · $424 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IBTO and SGOV

IBTO

SGOV

iShares iBonds Dec 2033 Term Treasury ETF · $520MiShares 0-3 Month Treasury Bond ETF · $116B

+4.4%3 years · per year$11,370 · $11,417+4.5%

[…]5 years · per year[…] · $12,091+3.9%

0.07%Expense ratio$7 · $9 on $10k · lower wins0.09%

4.24%12-mo yield$424 · $363 on $10k3.63%

−5.8%Worst dropSmaller wins0.0%

4.4%VolatilityLower wins0.2%

2–3SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTO · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.24%	−0.1%	−1.0%	−0.8%	+4.4%	new	−5.8%	$520M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.24%	−0.1%	−1.0%	−0.8%	+4.4%	new	−5.8%	$520M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTO vs SGOV

IBTO

iShares iBonds Dec 2033 Term Treasury

[…]

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureIBTOSGOV

Fee0.07%0.09%

Cost on $10k a year$7$9

Yield4.24%3.63%

5 years, per year[…]+3.9%

3 years, per year+4.4%+4.5%

Worst drop · 1Y−5.8%+0.0%

Volatility · 1Y4.4%0.2%

3–2measures won
SGOV first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: IBTO, SGOV, VOO

Today

[…]holdings […]

IBTOSGOVVOO

IBTO—[…][…]

SGOV[…]—[…]

VOO[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$417most kept, IBTO

IBTO$424 − $7 = $417

SGOV$363 − $9 = $354

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee