IBTO vs SPYM

AIBTO

BSPYM

Measures won3–2IBTO wins · of 6 · 5Y

$10,000 · 5Y$18,126SPYM · IVV $18,118

Lowest cost0.02%SPYM · $2 on $10k

Most income4.24%IBTO · $424 on $10k

Smallest drop−5.8%IBTO · worst fall in 1Y

Held in common[…]IBTO and SPYM

IBTO

SPYM

iShares iBonds Dec 2033 Term Treasury ETF · $517MState Street SPDR Portfolio S&P 500 ETF · $182B

+4.9%3 years · per year$11,551 · $19,186+24.3%

[…]5 years · per year[…] · $18,126+12.6%

0.07%Expense ratio$7 · $2 on $10k · lower wins0.02%

4.24%12-mo yield$424 · $101 on $10k1.01%

−5.8%Worst dropSmaller wins−8.9%

4.4%VolatilityLower wins12.8%

3–2IBTO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTO · SPYM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.24%	+0.4%	−1.1%	−0.8%	+4.9%	new	−5.8%	$517M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.09%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$886.8B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.24%	+0.4%	−1.1%	−0.8%	+4.9%	new	−5.8%	$517M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTO vs SPYM

IBTO

iShares iBonds Dec 2033 Term Treasury

[…]

SPYM

SPDR Portfolio S&P 500

$18,126

MeasureIBTOSPYM

Fee0.07%0.02%

Cost on $10k a year$7$2

Yield4.24%1.01%

5 years, per year[…]+12.6%

3 years, per year+4.9%+24.3%

Worst drop · 1Y−5.8%−8.9%

Volatility · 1Y4.4%12.8%

3–2measures won
IBTO first

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: IBTO, SPYM, IVV

Today

99.8%most shared, SPYM and IVV

IBTOSPYMIVV

IBTO—[…][…]

SPYM[…]—99.8%

IVV[…]99.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$417most kept, IBTO

IBTO$424 − $7 = $417

IVV$109 − $3 = $106

SPYM$101 − $2 = $99

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee