IBTO vs TLT

AIBTO

BTLT

Measures won4–1IBTO wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · TLT $6,714

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.9%VCIT · worst fall in 1Y

Held in common[…]IBTO and TLT

IBTO

TLT

iShares iBonds Dec 2033 Term Treasury ETF · $520MiShares 20+ Year Treasury Bond ETF · $48.7B

+4.4%3 years · per year$11,370 · $10,710+2.3%

[…]5 years · per year[…] · $6,714−7.7%

0.07%Expense ratio$7 · $15 on $10k · lower wins0.15%

4.24%12-mo yield$424 · $477 on $10k4.77%

−5.8%Worst dropSmaller wins−12.5%

4.4%VolatilityLower wins9.5%

4–1IBTO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTO · TLT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BTLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−4.4%	+2.3%	−7.7%	−12.5%	$48.7B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.24%	−0.1%	−1.0%	−0.8%	+4.4%	new	−5.8%	$520M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	BTLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	0.0%	−2.3%	−4.4%	+2.3%	−7.7%	−12.5%	$48.7B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.24%	−0.1%	−1.0%	−0.8%	+4.4%	new	−5.8%	$520M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTO vs TLT

IBTO

iShares iBonds Dec 2033 Term Treasury

[…]

TLT

iShares 20+ Year Treasury Bond

$6,714

MeasureIBTOTLT

Fee0.07%0.15%

Cost on $10k a year$7$15

Yield4.24%4.77%

5 years, per year[…]−7.7%

3 years, per year+4.4%+2.3%

Worst drop · 1Y−5.8%−12.5%

Volatility · 1Y4.4%9.5%

4–1measures won
IBTO first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: IBTO, TLT, VCIT

Today

[…]holdings […]

IBTOTLTVCIT

IBTO—[…][…]

TLT[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

TLT$477 − $15 = $462

IBTO$424 − $7 = $417

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee