IBTO vs TLT

AIBTO

BTLT

Measures won4–1IBTO wins · of 6 · 5Y

$10,000 · 5Y$17,156VOO · TLT $6,684

Lowest cost0.03%VOO · $3 on $10k

Most income4.77%TLT · $477 on $10k

Smallest drop−5.8%IBTO · worst fall in 1Y

Held in common[…]IBTO and TLT

IBTO

TLT

iShares iBonds Dec 2033 Term Treasury ETF · $519MiShares 20+ Year Treasury Bond ETF · $49.1B

+5.1%3 years · per year$11,612 · $11,187+3.8%

[…]5 years · per year[…] · $6,684−7.7%

0.07%Expense ratio$7 · $15 on $10k · lower wins0.15%

4.23%12-mo yield$423 · $477 on $10k4.77%

−5.8%Worst dropSmaller wins−12.5%

4.5%VolatilityLower wins9.6%

4–1IBTO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIBTO · TLT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BTLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	+0.2%	−2.3%	−4.6%	+3.8%	−7.7%	−12.5%	$49.1B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.23%	+0.4%	−0.8%	−0.5%	+5.1%	new	−5.8%	$519M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.8%	+22.1%	+11.4%	−8.9%	$1.00T
2	BTLT	iShares 20+ Year Treasury Bond ETFRead Desk	0.15%	4.77%	+0.2%	−2.3%	−4.6%	+3.8%	−7.7%	−12.5%	$49.1B
3	AIBTO	iShares iBonds Dec 2033 Term Treasury ETFRead Desk	0.07%	4.23%	+0.4%	−0.8%	−0.5%	+5.1%	new	−5.8%	$519M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IBTO vs TLT

IBTO

iShares iBonds Dec 2033 Term Treasury

[…]

TLT

iShares 20+ Year Treasury Bond

$6,684

MeasureIBTOTLT

Fee0.07%0.15%

Cost on $10k a year$7$15

Yield4.23%4.77%

5 years, per year[…]−7.7%

3 years, per year+5.1%+3.8%

Worst drop · 1Y−5.8%−12.5%

Volatility · 1Y4.5%9.6%

4–1measures won
IBTO first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: IBTO, TLT, VOO

Today

[…]holdings […]

IBTOTLTVOO

IBTO—[…][…]

TLT[…]—[…]

VOO[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$462most kept, TLT

TLT$477 − $15 = $462

IBTO$423 − $7 = $416

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee