ICF vs SPY

AICF

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · SPY $17,493

Lowest cost0.03%IVV · $3 on $10k

Most income2.54%ICF · $254 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common1.7%ICF and SPY

ICF

SPY

iShares Select U.S. REIT ETF · $2.0BState Street SPDR S&P 500 ETF · $778B

+13.7%3 years · per year$14,680 · $18,118+21.9%

+2.2%5 years · per year$11,127 · $17,493+11.8%

0.32%Expense ratio$32 · $9 on $10k · lower wins0.09%

2.54%12-mo yield$254 · $101 on $10k1.01%

−10.6%Worst dropSmaller wins−8.9%

14.6%VolatilityLower wins13.7%

1–5SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsICF · SPY

8.4%WELL0.3%

7.3%PLD0.2%

7.8%EQIX0.2%

7.5%AMT0.1%

Held in common1.7%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	AICF	iShares Select U.S. REIT ETFRead Desk	0.32%	2.54%	+1.5%	+17.0%	+16.9%	+13.7%	+2.2%	−10.6%	$2.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	AICF	iShares Select U.S. REIT ETFRead Desk	0.32%	2.54%	+1.5%	+17.0%	+16.9%	+13.7%	+2.2%	−10.6%	$2.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ICF vs SPY

ICF

iShares Select U.S. REIT

$11,127

SPY

SPDR S&P 500

$17,493

MeasureICFSPY

Fee0.32%0.09%

Cost on $10k a year$32$9

Yield2.54%1.01%

5 years, per year+2.2%+11.8%

3 years, per year+13.7%+21.9%

Worst drop · 1Y−10.6%−8.9%

Volatility · 1Y14.6%13.7%

5–1measures won
SPY first

1.7%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: ICF, SPY, IVV

Today

99.9%most shared, SPY and IVV

ICFSPYIVV

ICF—1.7%1.7%

SPY1.7%—99.9%

IVV1.7%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$222most kept, ICF

ICF$254 − $32 = $222

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee