DIAL vs ICVT

ADIAL

BICVT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$11,499ICVT · DIAL $10,204

Lowest cost0.03%BND · $3 on $10k

Most income5.28%DIAL · $528 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]DIAL and ICVT

DIAL

ICVT

Columbia Diversified Fixed Income Allocation ETF · $419MiShares Convertible Bond ETF · $7.1B

+7.2%3 years · per year$12,317 · $15,083+14.7%

+0.4%5 years · per year$10,204 · $11,499+2.8%

0.29%Expense ratio$29 · $20 on $10k · lower wins0.20%

5.28%12-mo yield$528 · $163 on $10k1.63%

−4.7%Worst dropSmaller wins−18.6%

4.6%VolatilityLower wins18.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsDIAL · ICVT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.63%	−3.5%	+3.2%	+0.6%	+14.7%	+2.8%	−18.6%	$7.1B
2	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.28%	−0.1%	−0.3%	+0.7%	+7.2%	+0.4%	−4.7%	$419M
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.63%	−3.5%	+3.2%	+0.6%	+14.7%	+2.8%	−18.6%	$7.1B
2	ADIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.28%	−0.1%	−0.3%	+0.7%	+7.2%	+0.4%	−4.7%	$419M
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

DIAL vs ICVT

DIAL

Columbia Diversified Fixed Income Allocation

$10,204

ICVT

iShares Convertible Bond

$11,499

MeasureDIALICVT

Fee0.29%0.20%

Cost on $10k a year$29$20

Yield5.28%1.63%

5 years, per year+0.4%+2.8%

3 years, per year+7.2%+14.7%

Worst drop · 1Y−4.7%−18.6%

Volatility · 1Y4.6%18.7%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: ICVT, DIAL, BND

Today

[…]holdings […]

ICVTDIALBND

ICVT—[…][…]

DIAL[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, DIAL

DIAL$528 − $29 = $499

BND$412 − $3 = $409

ICVT$163 − $20 = $143

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee