ICVT vs DIAL

AICVT

BDIAL

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · ICVT $11,499

Lowest cost0.03%VCIT · $3 on $10k

Most income5.28%DIAL · $528 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]ICVT and DIAL

ICVT

DIAL

iShares Convertible Bond ETF · $7.1BColumbia Diversified Fixed Income Allocation ETF · $419M

+14.7%3 years · per year$15,083 · $12,317+7.2%

+2.8%5 years · per year$11,499 · $10,204+0.4%

0.20%Expense ratio$20 · $29 on $10k · lower wins0.29%

1.63%12-mo yield$163 · $528 on $10k5.28%

−18.6%Worst dropSmaller wins−4.7%

18.7%VolatilityLower wins4.6%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsICVT · DIAL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.63%	−3.5%	+3.2%	+0.6%	+14.7%	+2.8%	−18.6%	$7.1B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	BDIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.28%	−0.1%	−0.3%	+0.7%	+7.2%	+0.4%	−4.7%	$419M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.8B
2	AICVT	iShares Convertible Bond ETFRead Desk	0.20%	1.63%	−3.5%	+3.2%	+0.6%	+14.7%	+2.8%	−18.6%	$7.1B
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
4	BDIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.28%	−0.1%	−0.3%	+0.7%	+7.2%	+0.4%	−4.7%	$419M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ICVT vs DIAL

ICVT

iShares Convertible Bond

$11,499

DIAL

Columbia Diversified Fixed Income Allocation

$10,204

MeasureICVTDIAL

Fee0.20%0.29%

Cost on $10k a year$20$29

Yield1.63%5.28%

5 years, per year+2.8%+0.4%

3 years, per year+14.7%+7.2%

Worst drop · 1Y−18.6%−4.7%

Volatility · 1Y18.7%4.6%

3–3measures won
level

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: ICVT, DIAL, SGOV, VCIT

Today

[…]holdings […]

ICVTDIALSGOVVCIT

ICVT—[…][…][…]

DIAL[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, DIAL

DIAL$528 − $29 = $499

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

ICVT$163 − $20 = $143

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee