IDYN vs FNDF

AIDYN

BFNDF

Measures won0–4FNDF wins · of 6 · 5Y

$10,000 · 5Y$18,872FNDF · VT $15,957

Lowest cost0.03%VEA · $3 on $10k

Most income3.03%FNDF · $303 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common29.9%IDYN and FNDF

IDYN

FNDF

BlackRock ETF Trust - iShares International Equity Factor Rotation Active ETF · $110MSchwab Fundamental International Large Company Index ETF · $25.2B

[…]3 years · per year[…] · $18,931+23.7%

[…]5 years · per year[…] · $18,872+13.5%

0.45%Expense ratio$45 · $25 on $10k · lower wins0.25%

1.84%12-mo yield$184 · $303 on $10k3.03%

−12.7%Worst dropSmaller wins−10.6%

17.9%VolatilityLower wins16.7%

0–4FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIDYN · FNDF

1.6%ROP.SW1.1%

1.6%SAN.MC0.7%

3.1%NOVN.SW0.7%

1.1%ALV.DE0.6%

Held in common29.9%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	AIDYN	BlackRock ETF Trust - iShares International Equity Factor Rotation Active ETFRead Desk	0.45%	1.84%	+3.4%	+8.2%	+13.0%	new	new	−12.7%	$110M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
4	AIDYN	BlackRock ETF Trust - iShares International Equity Factor Rotation Active ETFRead Desk	0.45%	1.84%	+3.4%	+8.2%	+13.0%	new	new	−12.7%	$110M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IDYN vs FNDF

IDYN

BlackRock ETF Trust - iShares International Equity Factor Rotation Active

[…]

FNDF

Schwab Fundamental International Large Company Index

$18,872

MeasureIDYNFNDF

Fee0.45%0.25%

Cost on $10k a year$45$25

Yield1.84%3.03%

5 years, per year[…]+13.5%

3 years, per year[…]+23.7%

Worst drop · 1Y−12.7%−10.6%

Volatility · 1Y17.9%16.7%

4–0measures won
FNDF first

29.9%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IDYN, FNDF, VT, VEA

Today

59.8%most shared, FNDF and VEA

IDYNFNDFVTVEA

IDYN—29.9%9.6%32.1%

FNDF29.9%—19.9%59.8%

VT9.6%19.9%—23.3%

VEA32.1%59.8%23.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$278most kept, FNDF

FNDF$303 − $25 = $278

VEA$244 − $3 = $241

VT$155 − $6 = $149

IDYN$184 − $45 = $139

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee