IEFA vs FDEV

AIEFA

BFDEV

Measures won4–2IEFA wins · of 6 · 5Y

$10,000 · 5Y$14,818EFA · IEFA $14,591

Lowest cost0.05%VXUS · $5 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common22.9%IEFA and FDEV

IEFA

FDEV

iShares Core MSCI EAFE ETF · $189BFidelity International Multifactor ETF · $284M

+18.5%3 years · per year$16,646 · $16,607+18.4%

+7.8%5 years · per year$14,591 · $14,443+7.6%

0.07%Expense ratio$7 · $18 on $10k · lower wins0.18%

3.47%12-mo yield$347 · $330 on $10k3.30%

−11.5%Worst dropSmaller wins−8.5%

16.2%VolatilityLower wins12.5%

4–2IEFA wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIEFA · FDEV

1.3%ROP.SW1.7%

2.2%ASML.AS1.2%

1.2%NOVN.SW1.5%

1.2%SHEL.L1.7%

Held in common22.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B
2	AIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	EFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B
2	AIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IEFA vs FDEV

IEFA

iShares Core MSCI EAFE

$14,591

FDEV

Fidelity International Multifactor

$14,443

MeasureIEFAFDEV

Fee0.07%0.18%

Cost on $10k a year$7$18

Yield3.47%3.30%

5 years, per year+7.8%+7.6%

3 years, per year+18.5%+18.4%

Worst drop · 1Y−11.5%−8.5%

Volatility · 1Y16.2%12.5%

4–2measures won
IEFA first

22.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IEFA, FDEV, EFA, VXUS

Today

85.2%most shared, IEFA and EFA

IEFAFDEVEFAVXUS

IEFA—22.9%85.2%50.0%

FDEV22.9%—25.1%15.8%

EFA85.2%25.1%—45.8%

VXUS50.0%15.8%45.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FDEV$330 − $18 = $312

EFA$330 − $32 = $298

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee