VT vs IEFA

AVT

BIEFA

Measures won5–1VT wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · VEA $15,497

Lowest cost0.03%VEA · $3 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common17.9%VT and IEFA

IEFA

Vanguard Total World Stock ETF · $81.8BiShares Core MSCI EAFE ETF · $193B

+20.9%3 years · per year$17,661 · $16,823+18.9%

+9.8%5 years · per year$15,957 · $14,909+8.3%

0.06%Expense ratio$6 · $7 on $10k · lower wins0.07%

1.55%12-mo yield$155 · $336 on $10k3.36%

−9.7%Worst dropSmaller wins−11.5%

14.9%VolatilityLower wins16.5%

5–1VT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVT · IEFA

0.6%ASML.AS2.3%

0.3%HSBA.L1.2%

0.2%SHEL.L1.2%

0.2%NOVN.SW1.2%

Held in common17.9%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.57%	+2.8%	+8.7%	+12.2%	new	new	−12.5%	$2.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
4	WCMI	First Trust WCM International Equity ETFRead Desk	0.85%	0.57%	+2.8%	+8.7%	+12.2%	new	new	−12.5%	$2.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VT vs IEFA

Vanguard Total World Stock

$15,957

IEFA

iShares Core MSCI EAFE

$14,909

MeasureVTIEFA

Fee0.06%0.07%

Cost on $10k a year$6$7

Yield1.55%3.36%

5 years, per year+9.8%+8.3%

3 years, per year+20.9%+18.9%

Worst drop · 1Y−9.7%−11.5%

Volatility · 1Y14.9%16.5%

5–1measures won
VT first

17.9%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: IEFA, WCMI, VT, VEA

Today

71.0%most shared, IEFA and VEA

IEFAWCMIVTVEA

IEFA—4.0%17.9%71.0%

WCMI4.0%—3.5%5.8%

VT17.9%3.5%—23.3%

VEA71.0%5.8%23.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

VEA$244 − $3 = $241

VT$155 − $6 = $149

WCMI$57 − $85 = −$28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee