IJR vs HAPI

AIJR

BHAPI

Measures won2–3HAPI wins · of 6 · 5Y

$10,000 · 5Y$16,526DFAC · VO $13,616

Lowest cost0.03%VO · $3 on $10k

Most income1.39%VO · $139 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common0.1%IJR and HAPI

IJR

HAPI

iShares Core S&P Small-Cap ETF · $104BHarbor Human Capital Factor US Large Cap ETF (HAPI) · $503M

+17.4%3 years · per year$16,200 · $18,219+22.1%

+5.6%5 years · per year$13,136 · […][…]

0.06%Expense ratio$6 · $35 on $10k · lower wins0.35%

1.24%12-mo yield$124 · $80 on $10k0.80%

−9.7%Worst dropSmaller wins−8.1%

16.3%VolatilityLower wins12.8%

2–3HAPI wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIJR · HAPI

0.3%TTD0.0%

0.4%BLDR0.0%

0.3%MBGL0.0%

0.2%VGNT0.0%

Held in common0.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	DFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$85.7B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
3	AIJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.24%	−3.8%	+15.4%	+19.4%	+17.4%	+5.6%	−9.7%	$103.7B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	DFAC	Dimensional - US Core Equity 2 ETFRead Desk	0.21%	0.90%	−4.0%	+11.2%	+14.3%	+21.2%	+10.6%	−8.5%	$85.7B
2	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
3	AIJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.24%	−3.8%	+15.4%	+19.4%	+17.4%	+5.6%	−9.7%	$103.7B
4	BHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.80%	−3.7%	+8.2%	+10.5%	+22.1%	new	−8.1%	$503M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IJR vs HAPI

IJR

iShares Core S&P Small-Cap

$13,136

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

MeasureIJRHAPI

Fee0.06%0.35%

Cost on $10k a year$6$35

Yield1.24%0.80%

5 years, per year+5.6%[…]

3 years, per year+17.4%+22.1%

Worst drop · 1Y−9.7%−8.1%

Volatility · 1Y16.3%12.8%

3–2measures won
HAPI first

0.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: IJR, HAPI, DFAC, VO

Today

41.9%most shared, HAPI and DFAC

IJRHAPIDFACVO

IJR—0.1%6.4%0.0%

HAPI0.1%—41.9%13.5%

DFAC6.4%41.9%—19.6%

VO0.0%13.5%19.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$136most kept, VO

VO$139 − $3 = $136

IJR$124 − $6 = $118

DFAC$90 − $21 = $69

HAPI$80 − $35 = $45

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee