HAPI vs IJR

AHAPI

BIJR

Measures won3–2HAPI wins · of 6 · 5Y

$10,000 · 5Y$15,892IWF · IJR $13,254

Lowest cost0.06%IJR · $6 on $10k

Most income1.21%IJR · $121 on $10k

Smallest drop−8.1%HAPI · worst fall in 1Y

Held in common0.1%HAPI and IJR

HAPI

IJR

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483MiShares Core S&P Small-Cap ETF · $107B

+21.9%3 years · per year$18,105 · $16,193+17.4%

[…]5 years · per year[…] · $13,254+5.8%

0.35%Expense ratio$35 · $6 on $10k · lower wins0.06%

0.78%12-mo yield$78 · $121 on $10k1.21%

−8.1%Worst dropSmaller wins−9.7%

12.9%VolatilityLower wins16.4%

3–2HAPI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsHAPI · IJR

0.0%TTD0.3%

0.0%BLDR0.4%

0.0%MBGL0.3%

0.0%VGNT0.2%

Held in common0.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	+2.9%	−2.5%	−2.2%	+19.8%	+9.7%	−14.6%	$118.1B
2	BIJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.21%	+3.0%	+18.9%	+22.8%	+17.4%	+5.8%	−9.7%	$106.7B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IWF	iShares Russell 1000 Growth ETFRead Desk	0.18%	0.38%	+2.9%	−2.5%	−2.2%	+19.8%	+9.7%	−14.6%	$118.1B
2	BIJR	iShares Core S&P Small-Cap ETFRead Desk	0.06%	1.21%	+3.0%	+18.9%	+22.8%	+17.4%	+5.8%	−9.7%	$106.7B
3	AHAPI	Harbor Human Capital Factor US Large Cap ETF (HAPI)Read Desk	0.35%	0.78%	+2.4%	+10.6%	+13.6%	+21.9%	new	−8.1%	$483M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

HAPI vs IJR

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI)

[…]

IJR

iShares Core S&P Small-Cap

$13,254

MeasureHAPIIJR

Fee0.35%0.06%

Cost on $10k a year$35$6

Yield0.78%1.21%

5 years, per year[…]+5.8%

3 years, per year+21.9%+17.4%

Worst drop · 1Y−8.1%−9.7%

Volatility · 1Y12.9%16.4%

3–2measures won
HAPI first

0.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IJR, HAPI, IWF

Today

44.0%most shared, HAPI and IWF

IJRHAPIIWF

IJR—0.1%0.1%

HAPI0.1%—44.0%

IWF0.1%44.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$115most kept, IJR

IJR$121 − $6 = $115

HAPI$78 − $35 = $43

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee