ILOW vs SPYM

AILOW

BSPYM

Measures won1–3SPYM wins · of 6 · 5Y

$10,000 · 5Y$18,126SPYM · VTI $17,257

Lowest cost0.02%SPYM · $2 on $10k

Most income1.44%ILOW · $144 on $10k

Smallest drop−8.9%SPYM · worst fall in 1Y

Held in common0.4%ILOW and SPYM

ILOW

SPYM

Alliance Bernstein - AB International Low Volatility Equity ETF · $1.8BState Street SPDR Portfolio S&P 500 ETF · $182B

[…]3 years · per year[…] · $19,186+24.3%

[…]5 years · per year[…] · $18,126+12.6%

0.50%Expense ratio$50 · $2 on $10k · lower wins0.02%

1.44%12-mo yield$144 · $101 on $10k1.01%

−9.8%Worst dropSmaller wins−8.9%

14.2%VolatilityLower wins12.8%

1–3SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsILOW · SPYM

0.4%PM0.5%

Held in common0.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	AILOW	Alliance Bernstein - AB International Low Volatility Equity ETFRead Desk	0.50%	1.44%	+2.6%	+10.9%	+14.3%	new	new	−9.8%	$1.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.01%	+1.7%	+13.4%	+13.5%	+24.3%	+12.6%	−8.9%	$181.7B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	AILOW	Alliance Bernstein - AB International Low Volatility Equity ETFRead Desk	0.50%	1.44%	+2.6%	+10.9%	+14.3%	new	new	−9.8%	$1.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ILOW vs SPYM

ILOW

Alliance Bernstein - AB International Low Volatility Equity

[…]

SPYM

SPDR Portfolio S&P 500

$18,126

MeasureILOWSPYM

Fee0.50%0.02%

Cost on $10k a year$50$2

Yield1.44%1.01%

5 years, per year[…]+12.6%

3 years, per year[…]+24.3%

Worst drop · 1Y−9.8%−8.9%

Volatility · 1Y14.2%12.8%

3–1measures won
SPYM first

0.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: ILOW, SPYM, VTI

Today

87.0%most shared, SPYM and VTI

ILOWSPYMVTI

ILOW—0.4%0.4%

SPYM0.4%—87.0%

VTI0.4%87.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$102most kept, VTI

VTI$105 − $3 = $102

SPYM$101 − $2 = $99

ILOW$144 − $50 = $94

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee