INCM vs SCHD

AINCM

BSCHD

Measures won3–2INCM wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD

Lowest cost0.06%SCHD · $6 on $10k

Most income5.28%INCM · $528 on $10k

Smallest drop−3.3%INCM · worst fall in 1Y

Held in common9.9%INCM and SCHD

INCM

SCHD

Franklin Income Focus ETF · $2.1BSchwab U.S. Dividend Equity ETF · $123B

+13.2%3 years · per year$14,525 · $17,414+20.3%

[…]5 years · per year[…] · $16,375+10.4%

0.38%Expense ratio$38 · $6 on $10k · lower wins0.06%

5.28%12-mo yield$528 · $298 on $10k2.98%

−3.3%Worst dropSmaller wins−6.9%

6.0%VolatilityLower wins11.7%

3–2INCM wins

$10,000 · 5 yearsOne scale

Shared top holdingsINCM · SCHD

2.1%PG4.4%

1.6%HD4.3%

1.5%CVX3.9%

1.2%PEP3.9%

Held in common9.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	AINCM	Franklin Income Focus ETFRead Desk		0.38%	5.28%	−1.4%	+8.2%	+11.4%	+13.2%	new	−3.3%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk		0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	AINCM	Franklin Income Focus ETFRead Desk		0.38%	5.28%	−1.4%	+8.2%	+11.4%	+13.2%	new	−3.3%	$2.1B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

INCM vs SCHD

INCM

Franklin Income Focus

[…]

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureINCMSCHD

Fee0.38%0.06%

Cost on $10k a year$38$6

Yield5.28%2.98%

5 years, per year[…]+10.4%

3 years, per year+13.2%+20.3%

Worst drop · 1Y−3.3%−6.9%

Volatility · 1Y6.0%11.7%

3–2measures won
INCM first

9.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: INCM, SCHD

Today

9.9%most shared, INCM and SCHD

INCMSCHD

INCM—9.9%

SCHD9.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$490most kept, INCM

INCM$528 − $38 = $490

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee