INCM vs SCHD

AINCM

BSCHD

Measures won3–2INCM wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SCHD $16,459

Lowest cost0.03%VOO · $3 on $10k

Most income5.26%INCM · $526 on $10k

Smallest drop−3.3%INCM · worst fall in 1Y

Held in common9.8%INCM and SCHD

INCM

SCHD

Franklin Income Focus ETF · $2.0BSchwab U.S. Dividend Equity ETF · $122B

+12.7%3 years · per year$14,314 · $17,123+19.6%

[…]5 years · per year[…] · $16,459+10.5%

0.38%Expense ratio$38 · $6 on $10k · lower wins0.06%

5.26%12-mo yield$526 · $296 on $10k2.96%

−3.3%Worst dropSmaller wins−6.9%

6.0%VolatilityLower wins11.8%

3–2INCM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsINCM · SCHD

2.2%PG4.4%

1.5%HD4.3%

1.4%CVX4.0%

1.2%PEP4.0%

Held in common9.8%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
3	AINCM	Franklin Income Focus ETFRead Desk	0.38%	5.26%	+0.8%	+8.5%	+11.5%	+12.7%	new	−3.3%	$2.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
3	AINCM	Franklin Income Focus ETFRead Desk	0.38%	5.26%	+0.8%	+8.5%	+11.5%	+12.7%	new	−3.3%	$2.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

INCM vs SCHD

INCM

Franklin Income Focus

[…]

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureINCMSCHD

Fee0.38%0.06%

Cost on $10k a year$38$6

Yield5.26%2.96%

5 years, per year[…]+10.5%

3 years, per year+12.7%+19.6%

Worst drop · 1Y−3.3%−6.9%

Volatility · 1Y6.0%11.8%

3–2measures won
INCM first

9.8%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

Overlap: INCM, SCHD, VOO

Today

9.8%most shared, INCM and SCHD

INCMSCHDVOO

INCM—9.8%9.6%

SCHD9.8%—7.6%

VOO9.6%7.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$488most kept, INCM

INCM$526 − $38 = $488

SCHD$296 − $6 = $290

VOO$107 − $3 = $104

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee