INCO vs XLY

AINCO

BXLY

Measures won2–4XLY wins · of 6 · 5Y

$10,000 · 5Y$12,889INCO · XLY $12,388

Lowest cost0.08%XLY · $8 on $10k

Most income0.80%XLY · $80 on $10k

Smallest drop−15.0%XLY · worst fall in 1Y

Held in common0.0%INCO and XLY

INCO

XLY

Columbia India Consumer ETF · $207MState Street Consumer Discretionary Select Sector SPDR ETF · $22.7B

+6.5%3 years · per year$12,085 · $16,081+17.2%

+5.2%5 years · per year$12,889 · $12,388+4.4%

0.75%Expense ratio$75 · $8 on $10k · lower wins0.08%

0.00%12-mo yield$0 · $80 on $10k0.80%

−18.9%Worst dropSmaller wins−15.0%

17.6%VolatilityLower wins19.1%

2–4XLY wins

$10,000 · 5 yearsOne scale

Shared top holdingsINCO · XLY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AINCO	Columbia India Consumer ETFRead Desk		0.75%	0.00%	+1.7%	−7.9%	−8.6%	+6.5%	+5.2%	−18.9%	$207M
2	BXLY	State Street Consumer Discretionary Select Sector SPDR ETFRead Desk		0.08%	0.80%	−0.7%	−1.1%	−1.4%	+17.2%	+4.4%	−15.0%	$22.7B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AINCO	Columbia India Consumer ETFRead Desk		0.75%	0.00%	+1.7%	−7.9%	−8.6%	+6.5%	+5.2%	−18.9%	$207M
2	BXLY	State Street Consumer Discretionary Select Sector SPDR ETFRead Desk		0.08%	0.80%	−0.7%	−1.1%	−1.4%	+17.2%	+4.4%	−15.0%	$22.7B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

INCO vs XLY

INCO

Columbia India Consumer

$12,889

XLY

Consumer Discretionary Select Sector SPDR

$12,388

MeasureINCOXLY

Fee0.75%0.08%

Cost on $10k a year$75$8

Yield0.00%0.80%

5 years, per year+5.2%+4.4%

3 years, per year+6.5%+17.2%

Worst drop · 1Y−18.9%−15.0%

Volatility · 1Y17.6%19.1%

4–2measures won
XLY first

0.0%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: INCO, XLY

Today

0.0%most shared, INCO and XLY

INCOXLY

INCO—0.0%

XLY0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$72most kept, XLY

XLY$80 − $8 = $72

INCO$0 − $75 = −$75

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee