VOO vs SPY

AVOO

BSPY

Measures won5–0VOO wins · of 6 · 5Y

$10,000 · 5Y$17,177VOO · SPY $17,118

Lowest cost0.03%VOO · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common92.2%VOO and SPY

VOO

SPY

Vanguard S&P 500 ETF · $1.00TState Street SPDR S&P 500 ETF · $819B

+21.8%3 years · per year$18,079 · $18,039+21.7%

+11.4%5 years · per year$17,177 · $17,118+11.3%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

1.10%12-mo yield$110 · $103 on $10k1.03%

−8.9%Worst dropSmaller wins−8.9%

13.5%VolatilityLower wins13.6%

5–0VOO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVOO · SPY

7.4%AAPL7.9%

8.4%NVDA6.9%

5.8%MSFT6.3%

3.7%AMZN4.0%

Held in common92.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	INTM	Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFRead Desk	0.35%	3.78%	+0.2%	+0.5%	+1.5%	new	new	−5.6%	$105M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.10%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	INTM	Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFRead Desk	0.35%	3.78%	+0.2%	+0.5%	+1.5%	new	new	−5.6%	$105M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VOO vs SPY

VOO

Vanguard S&P 500

$17,177

SPY

SPDR S&P 500

$17,118

MeasureVOOSPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield1.10%1.03%

5 years, per year+11.4%+11.3%

3 years, per year+21.8%+21.7%

Worst drop · 1Y−8.9%−8.9%

Volatility · 1Y13.5%13.6%

5–0measures won
VOO first

92.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

Overlap: INTM, SPY, VOO, BND

Today

92.2%most shared, SPY and VOO

INTMSPYVOOBND

INTM—[…][…][…]

SPY[…]—92.2%[…]

VOO[…]92.2%—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

INTM$378 − $35 = $343

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee