SPYM vs VCIT

ASPYM

BVCIT

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,192SPYM · VCIT $10,493

Lowest cost0.02%SPYM · $2 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]SPYM and VCIT

SPYM

VCIT

State Street SPDR Portfolio S&P 500 ETF · $182BVanguard Intermediate-Term Corporate Bond ETF · $66.6B

+21.8%3 years · per year$18,082 · $12,210+6.9%

+11.4%5 years · per year$17,192 · $10,493+1.0%

0.02%Expense ratio$2 · $3 on $10k · lower wins0.03%

1.05%12-mo yield$105 · $502 on $10k5.02%

−8.9%Worst dropSmaller wins−4.9%

13.6%VolatilityLower wins4.5%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSPYM · VCIT

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	INTM	Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFRead Desk	0.35%	3.78%	+0.2%	+0.5%	+1.5%	new	new	−5.6%	$105M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	BVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	INTM	Invesco Actively Managed Exchange-Traded Fund Trust - Invesco Intermediate Municipal ETFRead Desk	0.35%	3.78%	+0.2%	+0.5%	+1.5%	new	new	−5.6%	$105M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPYM vs VCIT

SPYM

SPDR Portfolio S&P 500

$17,192

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

MeasureSPYMVCIT

Fee0.02%0.03%

Cost on $10k a year$2$3

Yield1.05%5.02%

5 years, per year+11.4%+1.0%

3 years, per year+21.8%+6.9%

Worst drop · 1Y−8.9%−4.9%

Volatility · 1Y13.6%4.5%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: INTM, VCIT, SPYM, BND

Today

[…]holdings […]

INTMVCITSPYMBND

INTM—[…][…][…]

VCIT[…]—[…][…]

SPYM[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

INTM$378 − $35 = $343

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee