IOCT vs EFA

AIOCT

BEFA

Measures won2–4EFA wins · of 6 · 5Y

$10,000 · 5Y$14,850EFA · IOCT $14,730

Lowest cost0.05%VXUS · $5 on $10k

Most income3.28%EFA · $328 on $10k

Smallest drop−5.8%IOCT · worst fall in 1Y

Held in common[…]IOCT and EFA

IOCT

EFA

Innovator Intl Developed Power Buffer ETF · $200MiShares MSCI EAFE ETF · $76.1B

+13.5%3 years · per year$14,632 · $16,864+19.0%

+8.1%5 years · per year$14,730 · $14,850+8.2%

0.85%Expense ratio$85 · $32 on $10k · lower wins0.32%

0.00%12-mo yield$0 · $328 on $10k3.28%

−5.8%Worst dropSmaller wins−11.4%

8.5%VolatilityLower wins16.3%

2–4EFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIOCT · EFA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
2	AIOCT	Innovator Intl Developed Power Buffer ETFRead Desk	0.85%	0.00%	−1.8%	+7.9%	+10.7%	+13.5%	+8.1%	−5.8%	$200M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$76.1B
2	AIOCT	Innovator Intl Developed Power Buffer ETFRead Desk	0.85%	0.00%	−1.8%	+7.9%	+10.7%	+13.5%	+8.1%	−5.8%	$200M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IOCT vs EFA

IOCT

Innovator Intl Developed Power Buffer

$14,730

EFA

iShares MSCI EAFE

$14,850

MeasureIOCTEFA

Fee0.85%0.32%

Cost on $10k a year$85$32

Yield0.00%3.28%

5 years, per year+8.1%+8.2%

3 years, per year+13.5%+19.0%

Worst drop · 1Y−5.8%−11.4%

Volatility · 1Y8.5%16.3%

4–2measures won
EFA first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IOCT, EFA, VXUS

Today

2.5%most shared, EFA and VXUS

IOCTEFAVXUS

IOCT—[…][…]

EFA[…]—2.5%

VXUS[…]2.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

VXUS$246 − $5 = $241

IOCT$0 − $85 = −$85

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee