IOCT vs SCHD

AIOCT

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,459SCHD · IOCT $14,914

Lowest cost0.06%SCHD · $6 on $10k

Most income2.96%SCHD · $296 on $10k

Smallest drop−5.8%IOCT · worst fall in 1Y

Held in common[…]IOCT and SCHD

IOCT

SCHD

Innovator Intl Developed Power Buffer ETF · $198MSchwab U.S. Dividend Equity ETF · $122B

+13.2%3 years · per year$14,522 · $17,123+19.6%

+8.3%5 years · per year$14,914 · $16,459+10.5%

0.85%Expense ratio$85 · $6 on $10k · lower wins0.06%

0.00%12-mo yield$0 · $296 on $10k2.96%

−5.8%Worst dropSmaller wins−6.9%

8.7%VolatilityLower wins11.8%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIOCT · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
2	AIOCT	Innovator Intl Developed Power Buffer ETFRead Desk	0.85%	0.00%	+1.7%	+9.3%	+11.8%	+13.2%	+8.3%	−5.8%	$198M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
2	AIOCT	Innovator Intl Developed Power Buffer ETFRead Desk	0.85%	0.00%	+1.7%	+9.3%	+11.8%	+13.2%	+8.3%	−5.8%	$198M
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IOCT vs SCHD

IOCT

Innovator Intl Developed Power Buffer

$14,914

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureIOCTSCHD

Fee0.85%0.06%

Cost on $10k a year$85$6

Yield0.00%2.96%

5 years, per year+8.3%+10.5%

3 years, per year+13.2%+19.6%

Worst drop · 1Y−5.8%−6.9%

Volatility · 1Y8.7%11.8%

4–2measures won
SCHD first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IOCT, SCHD, IEMG

Today

0.0%most shared, SCHD and IEMG

IOCTSCHDIEMG

IOCT—[…][…]

SCHD[…]—0.0%

IEMG[…]0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

IEMG$242 − $9 = $233

IOCT$0 − $85 = −$85

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee