IOCT vs SCHD

AIOCT

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−5.8%IOCT · worst fall in 1Y

Held in common[…]IOCT and SCHD

IOCT

SCHD

Innovator Intl Developed Power Buffer ETF · $203MSchwab U.S. Dividend Equity ETF · $123B

+13.5%3 years · per year$14,632 · $17,414+20.3%

+8.1%5 years · per year$14,730 · $16,375+10.4%

0.85%Expense ratio$85 · $6 on $10k · lower wins0.06%

0.00%12-mo yield$0 · $298 on $10k2.98%

−5.8%Worst dropSmaller wins−6.9%

8.5%VolatilityLower wins11.7%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIOCT · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AIOCT	Innovator Intl Developed Power Buffer ETFRead Desk	0.85%	0.00%	−1.8%	+7.9%	+10.7%	+13.5%	+8.1%	−5.8%	$203M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AIOCT	Innovator Intl Developed Power Buffer ETFRead Desk	0.85%	0.00%	−1.8%	+7.9%	+10.7%	+13.5%	+8.1%	−5.8%	$203M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IOCT vs SCHD

IOCT

Innovator Intl Developed Power Buffer

$14,730

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureIOCTSCHD

Fee0.85%0.06%

Cost on $10k a year$85$6

Yield0.00%2.98%

5 years, per year+8.1%+10.4%

3 years, per year+13.5%+20.3%

Worst drop · 1Y−5.8%−6.9%

Volatility · 1Y8.5%11.7%

4–2measures won
SCHD first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IOCT, SCHD, VEA

Today

0.0%most shared, SCHD and VEA

IOCTSCHDVEA

IOCT—[…][…]

SCHD[…]—0.0%

VEA[…]0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

VEA$250 − $3 = $247

IOCT$0 − $85 = −$85

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee