IPAC vs IEFA

AIPAC

BIEFA

Measures won1–4IEFA wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · IEFA $14,591

Lowest cost0.03%VEA · $3 on $10k

Most income4.01%IPAC · $401 on $10k

Smallest drop−11.5%IPAC · worst fall in 1Y

Held in common35.6%IPAC and IEFA

IPAC

IEFA

iShares Core MSCI Pacific ETF · $2.6BiShares Core MSCI EAFE ETF · $187B

+17.4%3 years · per year$16,168 · $16,646+18.5%

+7.3%5 years · per year$14,213 · $14,591+7.8%

0.09%Expense ratio$9 · $7 on $10k · lower wins0.07%

4.01%12-mo yield$401 · $347 on $10k3.47%

−11.5%Worst dropSmaller wins−11.5%

18.1%VolatilityLower wins16.2%

1–4IEFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIPAC · IEFA

2.5%8306.T0.9%

2.3%7203.T0.8%

2.3%BHP.AX0.8%

2.1%CBA.AX0.8%

Held in common35.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
3	AIPAC	iShares Core MSCI Pacific ETFRead Desk	0.09%	4.01%	−0.2%	+10.2%	+11.9%	+17.4%	+7.3%	−11.5%	$2.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
3	AIPAC	iShares Core MSCI Pacific ETFRead Desk	0.09%	4.01%	−0.2%	+10.2%	+11.9%	+17.4%	+7.3%	−11.5%	$2.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPAC vs IEFA

IPAC

iShares Core MSCI Pacific

$14,213

IEFA

iShares Core MSCI EAFE

$14,591

MeasureIPACIEFA

Fee0.09%0.07%

Cost on $10k a year$9$7

Yield4.01%3.47%

5 years, per year+7.3%+7.8%

3 years, per year+17.4%+18.5%

Worst drop · 1Y−11.5%−11.5%

Volatility · 1Y18.1%16.2%

4–1measures won
IEFA first

35.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: IPAC, IEFA, VEA

Today

71.3%most shared, IEFA and VEA

IPACIEFAVEA

IPAC—35.6%27.8%

IEFA35.6%—71.3%

VEA27.8%71.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$392most kept, IPAC

IPAC$401 − $9 = $392

IEFA$347 − $7 = $340

VEA$251 − $3 = $248

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee